ABL RPC Residential Credit Acquisition in Tennessee vs the state
5.0%Denial rate-12.17 pts vs state
5.2%Decision denial rate-16.52 pts vs state
82.0%Origination rate+23.91 pts vs state
10.50%Median rate+3.88 pts vs state
—Rate spread (pts)
—Median applicant income
132Loans originated
8Denied
Trend in Tennessee
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 33 | 21 | 9.1% | 12.25% | #452 |
| 2024 | 180 | 120 | 20.6% | 10.50% | #223 |
| 2025 | 161 | 132 | 5.0% | 10.50% | #244 |
What ABL RPC Residential Credit Acquisition lends in Tennessee
By loan purpose
By loan type
Why it denied Tennessee applicants
Where in Tennessee
Counties with the most ABL RPC Residential Credit Acquisition applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Davidson County | 73 | 61 | 4 | 5.5% |
| Sevier County | 31 | 30 | 1 | 3.2% |
| Knox County | 19 | 12 | 1 | 5.3% |
| Rutherford County | 11 | 10 | 0 | 0.0% |
| Montgomery County | 6 | 4 | 1 | 16.7% |
| Williamson County | 4 | 4 | 0 | 0.0% |
| Shelby County | 3 | 2 | 0 | 0.0% |
| Blount County | 3 | 2 | 0 | 0.0% |
| Macon County | 3 | 0 | 0 | 0.0% |
| Grundy County | 1 | 1 | 0 | 0.0% |
Other large lenders in Tennessee
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,503 | 17.3% | 6.50% |
| United Shore Financial Services | B | 12,458 | 10.9% | 6.12% |
| Regions Bank | C | 11,247 | 36.5% | 4.99% |
| Vanderbilt Mortgage and Finance | F | 9,649 | 35.8% | 8.75% |
| Mortgage Research Center | C | 6,568 | 17.3% | 6.25% |
| FirstBank | C | 5,677 | 14.5% | 6.88% |
| CMG Mortgage | A | 5,643 | 2.9% | 6.50% |
| Freedom Mortgage | B | 5,493 | 8.0% | 6.25% |
| Pennymac Loan Services | C | 5,331 | 11.2% | 6.00% |
| Mortgage Investors Group | B | 4,454 | 3.5% | 6.50% |
Frequently asked questions
Tennessee: 161 applications in 2025, of which 132 were originated and 8 denied.
5.0% of all applications, or 5.2% of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.
The median rate on loans ABL RPC Residential Credit Acquisition originated in Tennessee in 2025 was 10.50%, against a statewide median of 6.62%.
About this data. Figures are ABL RPC Residential Credit Acquisition's own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology