Aberdeen Proving Ground Federal Credit Union in New Jersey vs the state
62.5%Denial rate+44.81 pts vs state
83.3%Decision denial rate+60.28 pts vs state
12.5%Origination rate-43.18 pts vs state
2.49%Median rate-4.26 pts vs state
0.30Rate spread (pts)+0.02 pts vs state
$228kMedian applicant income
3Loans originated
15Denied
Trend in New Jersey
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 15 | 3 | 46.7% | 2.49% | #478 |
| 2024 | 21 | 6 | 57.1% | 5.31% | #439 |
| 2025 | 24 | 3 | 62.5% | 2.49% | #429 |
What Aberdeen Proving Ground Federal Credit Union lends in New Jersey
By loan purpose
By loan type
Why it denied New Jersey applicants
Where in New Jersey
Counties with the most Aberdeen Proving Ground Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Morris County | 5 | 0 | 4 | 80.0% |
| Middlesex County | 5 | 1 | 4 | 80.0% |
| Ocean County | 3 | 0 | 3 | 100.0% |
| Camden County | 2 | 0 | 1 | 50.0% |
| Hudson County | 2 | 0 | 2 | 100.0% |
| Bergen County | 1 | 0 | 0 | 0.0% |
| Gloucester County | 1 | 0 | 1 | 100.0% |
| Burlington County | 1 | 0 | 0 | 0.0% |
| Warren County | 1 | 1 | 0 | 0.0% |
| Passaic County | 1 | 0 | 0 | 0.0% |
Other large lenders in New Jersey
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,339 | 16.1% | 6.75% |
| TD Bank | D | 12,532 | 26.2% | 7.49% |
| Bank of America | F | 12,142 | 30.6% | 6.00% |
| Citizens Bank | C | 12,113 | 28.9% | 7.40% |
| Crosscountry Mortgage | B | 12,042 | 5.3% | 6.75% |
| PNC Bank | D | 10,815 | 27.8% | 7.75% |
| United Shore Financial Services | B | 10,552 | 15.3% | 6.38% |
| Guaranteed Rate | B | 8,643 | 5.5% | 6.58% |
| Newrez | D | 6,535 | 22.5% | 6.99% |
| Loandepot.Com | D | 6,491 | 15.3% | 6.63% |
Frequently asked questions
New Jersey: 24 applications in 2025, of which 3 were originated and 15 denied.
62.5% of all applications, or 83.3% of the applications it actually decided on. The New Jersey statewide average across all lenders was 17.7%.
The median rate on loans Aberdeen Proving Ground Federal Credit Union originated in New Jersey in 2025 was 2.49%, against a statewide median of 6.75%.
About this data. Figures are Aberdeen Proving Ground Federal Credit Union's own HMDA filing for properties located in New Jersey, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology