AAFMAA Mortgage Services in Georgia vs the state
13.3%Denial rate-5.89 pts vs state
20.0%Decision denial rate-5.07 pts vs state
53.3%Origination rate-0.76 pts vs state
6.13%Median rate-0.50 pts vs state
-0.40Rate spread (pts)-0.67 pts vs state
$107kMedian applicant income
16Loans originated
4Denied
Trend in Georgia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 28 | 20 | 0.0% | 6.81% | #504 |
| 2024 | 20 | 13 | 10.0% | 6.13% | #558 |
| 2025 | 30 | 16 | 13.3% | 6.13% | #518 |
What AAFMAA Mortgage Services lends in Georgia
By loan purpose
By loan type
Why it denied Georgia applicants
Where in Georgia
Counties with the most AAFMAA Mortgage Services applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| DeKalb County | 4 | 2 | 1 | 25.0% |
| Gwinnett County | 4 | 0 | 1 | 25.0% |
| Liberty County | 3 | 0 | 1 | 33.3% |
| Fayette County | 2 | 1 | 0 | 0.0% |
| Bartow County | 2 | 1 | 0 | 0.0% |
| Lee County | 2 | 2 | 0 | 0.0% |
| Cobb County | 1 | 0 | 1 | 100.0% |
| Chatham County | 1 | 1 | 0 | 0.0% |
| Effingham County | 1 | 1 | 0 | 0.0% |
| Newton County | 1 | 1 | 0 | 0.0% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 30 applications in 2025, of which 16 were originated and 4 denied.
13.3% of all applications, or 20.0% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
The median rate on loans AAFMAA Mortgage Services originated in Georgia in 2025 was 6.13%, against a statewide median of 6.63%.
About this data. Figures are AAFMAA Mortgage Services's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology