A&D Mortgage · Wyoming · 2025

A&D Mortgage in Wyoming: approval rate, denial rate and rates (2025)

A&D Mortgage took 13 mortgage applications in Wyoming in 2025, ranking #127 of 411 lenders active in the state. It originated 69.2% of them and denied 0.0% (0.0% of the applications it decided), against a statewide denial rate of 15.6%.

13Applicationsin WY
0.0%Decision denial ratestate 19.6%
6.38%Median ratestate 6.50%
$245,000Median loanstate $235,000
$3.4MVolume8 counties

A&D Mortgage in Wyoming vs the state

0.0%Denial rate-15.56 pts vs state
0.0%Decision denial rate-19.59 pts vs state
69.2%Origination rate+8.22 pts vs state
6.38%Median rate-0.13 pts vs state
0.32Rate spread (pts)+0.09 pts vs state
$155kMedian applicant income
9Loans originated
0Denied

Trend in Wyoming

YearApplicationsOriginatedDenial rateMedian rateRank in state
20245220.0%7.87%#187
20251390.0%6.38%#127

What A&D Mortgage lends in Wyoming

By loan purpose

Home purchase 10 77% · 0.0% denied
Refinance 2 15% · 0.0% denied
Cash-out refinance 1 8% · 0.0% denied

By loan type

Conventional 12 92% · 0.0% denied
FHA 1 8% · 0.0% denied

Where in Wyoming

Counties with the most A&D Mortgage applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Fremont County 530 0.0%
Laramie County 220 0.0%
Sweetwater County 100 0.0%
Albany County 110 0.0%
Crook County 100 0.0%
Natrona County 110 0.0%
Goshen County 110 0.0%
Lincoln County 110 0.0%

Other large lenders in Wyoming

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 1,56717.1%6.50%
United Shore Financial ServicesB 1,2818.7%6.12%
Fairway Independent MortgageB 1,1064.2%6.49%
Guild MortgageA 9614.5%6.38%
Glacier BankD 85615.9%6.95%
Mortgage Research CenterC 59916.9%6.25%
Uniwyo Federal Credit UnionC 54115.2%7.50%
Meridian Trust Federal Credit UnionB 52518.3%6.50%
Freedom MortgageB 51211.1%6.19%
First Interstate BankD 51023.5%8.13%

Frequently asked questions

Wyoming: 13 applications in 2025, of which 9 were originated and 0 denied.

0.0% of all applications, or 0.0% of the applications it actually decided on. The Wyoming statewide average across all lenders was 15.6%.

The median rate on loans A&D Mortgage originated in Wyoming in 2025 was 6.38%, against a statewide median of 6.50%.

About this data. Figures are A&D Mortgage's own HMDA filing for properties located in Wyoming, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology