Largest lenders in Tazewell County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Vanderbilt Mortgage and Finance | F | 106 | 8 | 38.7% | 9.12% |
| 2 | Atlantic Union Bank | C | 97 | 79 | 4.1% | 6.63% |
| 3 | Movement Mortgage | A | 77 | 54 | 6.5% | 6.75% |
| 4 | Rocket Mortgage | C | 69 | 53 | 17.4% | 6.63% |
| 5 | First Community Bank | F | 39 | 22 | 18.0% | 7.01% |
| 6 | National Bankshares | A | 33 | 26 | 0.0% | — |
| 7 | Eastman Credit Union | D | 25 | 11 | 32.0% | 7.25% |
| 8 | Cardinal Financial Company, Limited Partnership | B | 22 | 14 | 0.0% | 6.25% |
| 9 | Mortgage Research Center | C | 21 | 12 | 9.5% | 6.25% |
| 10 | Pennymac Loan Services | C | 19 | 7 | 5.3% | 6.13% |
| 11 | Truist Bank | C | 19 | 7 | 47.4% | 6.38% |
| 12 | 21st Mortgage | F | 19 | 8 | 42.1% | 9.15% |
| 13 | First Sentinel Bank | – | 16 | 13 | 12.5% | — |
| 14 | Legacy Bank | – | 14 | 11 | 0.0% | — |
| 15 | Spring Eq | D | 13 | 2 | 61.5% | 11.34% |
| 16 | Wells Fargo Bank | B | 12 | 7 | 16.7% | 6.00% |
| 17 | AmeriSave Mortgage | D | 11 | 6 | 45.5% | 7.56% |
| 18 | Credit Human Federal Credit Union | D | 11 | 0 | 90.9% | — |
| 19 | Coastal Community Bank | C | 11 | 3 | 0.0% | 11.74% |
| 20 | New Peoples Bank | B | 10 | 9 | 0.0% | 7.38% |
| 21 | Broker Solutions | D | 10 | 4 | 30.0% | 7.00% |
| 22 | First Bancorp | B | 9 | 8 | 11.1% | 7.44% |
| 23 | Burke & Herbert Bank & Trust | C | 9 | 6 | 0.0% | 7.50% |
| 24 | Lakeview Loan Servicing | C | 9 | 3 | 44.4% | 5.75% |
| 25 | Navy Federal Credit Union | D | 9 | 2 | 33.3% | 6.63% |
Best approval odds in Tazewell County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | Atlantic Union Bank | 83 | 4.8% |
| 2 | Movement Mortgage | 64 | 7.8% |
| 3 | Rocket Mortgage | 65 | 18.5% |
| 4 | Vanderbilt Mortgage and Finance | 53 | 77.4% |
What Tazewell County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Tazewell County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 776 | 400 | 23.6% | 6.88% | $105,000 |
| 2024 | 815 | 392 | 26.3% | 6.99% | $105,000 |
| 2025 | 886 | 483 | 20.1% | 6.63% | $115,000 |
Frequently asked questions
20.1% of applications in Tazewell County were denied in 2025, against 15.9% statewide in Virginia.
Vanderbilt Mortgage and Finance, with 106 applications in 2025 and a denial rate of 38.7%.
The median mortgage application in Tazewell County in 2025 was for $115,000; the median property value on originated loans was $175,000.