Lakeview Loan Servicing in Virginia vs the state
49.7%Denial rate+33.71 pts vs state
57.0%Decision denial rate+36.77 pts vs state
26.5%Origination rate-33.04 pts vs state
6.43%Median rate-0.19 pts vs state
0.38Rate spread (pts)+0.16 pts vs state
$114kMedian applicant income
600Loans originated
1,125Denied
Trend in Virginia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 766 | 154 | 58.8% | 5.75% | #80 |
| 2024 | 1,734 | 409 | 50.4% | 6.25% | #47 |
| 2025 | 2,266 | 600 | 49.7% | 6.43% | #39 |
What Lakeview Loan Servicing lends in Virginia
By loan purpose
By loan type
Why it denied Virginia applicants
Where in Virginia
Counties with the most Lakeview Loan Servicing applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Fairfax County | 203 | 48 | 108 | 53.2% |
| Prince William County | 158 | 36 | 84 | 53.2% |
| Virginia Beach city | 126 | 31 | 67 | 53.2% |
| Chesterfield County | 120 | 30 | 64 | 53.3% |
| Loudoun County | 120 | 30 | 63 | 52.5% |
| Stafford County | 117 | 29 | 63 | 53.8% |
| Chesapeake city | 114 | 24 | 63 | 55.3% |
| Henrico County | 79 | 19 | 43 | 54.4% |
| Spotsylvania County | 74 | 19 | 33 | 44.6% |
| Norfolk city | 71 | 17 | 35 | 49.3% |
Other large lenders in Virginia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Navy Federal Credit Union | D | 19,395 | 19.3% | 7.75% |
| Rocket Mortgage | C | 19,274 | 14.8% | 6.63% |
| United Shore Financial Services | B | 13,994 | 10.4% | 6.12% |
| Truist Bank | C | 11,838 | 31.6% | 6.49% |
| Mortgage Research Center | C | 9,000 | 16.7% | 6.25% |
| Pennymac Loan Services | C | 8,334 | 10.7% | 6.38% |
| Freedom Mortgage | B | 8,029 | 6.5% | 6.25% |
| Bank of America | F | 6,584 | 31.9% | 6.24% |
| Newrez | D | 6,390 | 16.4% | 6.38% |
| Movement Mortgage | A | 6,126 | 4.3% | 6.56% |
Frequently asked questions
Virginia: 2,266 applications in 2025, of which 600 were originated and 1,125 denied.
49.7% of all applications, or 57.0% of the applications it actually decided on. The Virginia statewide average across all lenders was 15.9%.
The median rate on loans Lakeview Loan Servicing originated in Virginia in 2025 was 6.43%, against a statewide median of 6.63%.
About this data. Figures are Lakeview Loan Servicing's own HMDA filing for properties located in Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology