Largest lenders in Sussex County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Vanderbilt Mortgage and Finance | F | 47 | 6 | 31.9% | 10.87% |
| 2 | Pennymac Loan Services | C | 18 | 7 | 16.7% | 6.13% |
| 3 | Rocket Mortgage | C | 18 | 12 | 16.7% | 6.49% |
| 4 | Mortgage Research Center | C | 15 | 7 | 46.7% | 6.75% |
| 5 | Truist Bank | C | 12 | 8 | 33.3% | 8.00% |
| 6 | AmeriSave Mortgage | D | 12 | 2 | 83.3% | 6.31% |
| 7 | Atlantic Bay Mortgage Group | A | 11 | 8 | 0.0% | 6.81% |
| 8 | Movement Mortgage | A | 10 | 8 | 0.0% | 7.03% |
| 9 | Virginia Credit Union | D | 10 | 6 | 20.0% | 7.00% |
| 10 | United Shore Financial Services | B | 9 | 7 | 22.2% | 6.12% |
| 11 | American Financial Network | C | 9 | 6 | 11.1% | 7.63% |
| 12 | Freedom Mortgage | B | 8 | 3 | 12.5% | 6.25% |
| 13 | American Neighborhood Mortgage Acceptance Company | B | 8 | 5 | 0.0% | 6.75% |
| 14 | 21st Mortgage | F | 7 | 0 | 71.4% | — |
| 15 | Crosscountry Mortgage | B | 7 | 5 | 0.0% | 6.49% |
| 16 | Newrez | D | 7 | 1 | 28.6% | 6.25% |
| 17 | Tidewater Mortgage Services | C | 7 | 6 | 0.0% | 5.81% |
| 18 | Navy Federal Credit Union | D | 7 | 2 | 57.1% | 7.56% |
| 19 | Peoples Advantage Federal Credit Union | F | 6 | 4 | 33.3% | — |
| 20 | Primis Bank | C | 5 | 4 | 0.0% | — |
| 21 | Towne Bank | B | 5 | 5 | 0.0% | 7.25% |
| 22 | Southwest Stage Funding | F | 5 | 0 | 0.0% | — |
What Sussex County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Sussex County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 277 | 138 | 27.1% | 6.99% | $155,000 |
| 2024 | 321 | 163 | 21.5% | 6.75% | $155,000 |
| 2025 | 367 | 170 | 24.0% | 6.75% | $155,000 |
Frequently asked questions
24.0% of applications in Sussex County were denied in 2025, against 15.9% statewide in Virginia.
Vanderbilt Mortgage and Finance, with 47 applications in 2025 and a denial rate of 31.9%.
The median mortgage application in Sussex County in 2025 was for $155,000; the median property value on originated loans was $255,000.