Primis Bank in Virginia vs the state
23.8%Denial rate+7.83 pts vs state
24.7%Decision denial rate+4.46 pts vs state
67.9%Origination rate+8.40 pts vs state
—Median rate
—Rate spread (pts)
$92kMedian applicant income
180Loans originated
63Denied
Trend in Virginia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 230 | 170 | 21.7% | — | #171 |
| 2024 | 231 | 165 | 22.5% | — | #189 |
| 2025 | 265 | 180 | 23.8% | — | #178 |
What Primis Bank lends in Virginia
By loan purpose
By loan type
Where in Virginia
Counties with the most Primis Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Northumberland County | 52 | 39 | 10 | 19.2% |
| Middlesex County | 30 | 22 | 7 | 23.3% |
| Hanover County | 16 | 15 | 1 | 6.3% |
| Gloucester County | 14 | 9 | 3 | 21.4% |
| Essex County | 13 | 8 | 3 | 23.1% |
| Chesterfield County | 11 | 6 | 1 | 9.1% |
| Southampton County | 11 | 8 | 3 | 27.3% |
| Lancaster County | 10 | 6 | 1 | 10.0% |
| Henrico County | 10 | 7 | 3 | 30.0% |
| King William County | 8 | 5 | 2 | 25.0% |
Other large lenders in Virginia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Navy Federal Credit Union | D | 19,395 | 19.3% | 7.75% |
| Rocket Mortgage | C | 19,274 | 14.8% | 6.63% |
| United Shore Financial Services | B | 13,994 | 10.4% | 6.12% |
| Truist Bank | C | 11,838 | 31.6% | 6.49% |
| Mortgage Research Center | C | 9,000 | 16.7% | 6.25% |
| Pennymac Loan Services | C | 8,334 | 10.7% | 6.38% |
| Freedom Mortgage | B | 8,029 | 6.5% | 6.25% |
| Bank of America | F | 6,584 | 31.9% | 6.24% |
| Newrez | D | 6,390 | 16.4% | 6.38% |
| Movement Mortgage | A | 6,126 | 4.3% | 6.56% |
Frequently asked questions
Virginia: 265 applications in 2025, of which 180 were originated and 63 denied.
23.8% of all applications, or 24.7% of the applications it actually decided on. The Virginia statewide average across all lenders was 15.9%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Primis Bank's own HMDA filing for properties located in Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology