Primis Bank at a glance, 2025
Every figure is from the lender's own HMDA filing. "vs national" compares with all lenders combined.
How the C grade breaks down
Each component is a percentile rank among 1,883 small mortgage lenders. Higher is better. Components the lender does not report are left out and the weights redistributed.
Approval oddsdecision denial rate, weight 45%
13th23.8% deniedProcesswithdrawn + incomplete share, weight 15%
84th3.5%Trend, 2023–2025
| Year | Applications | Originated | Denial rate | Decision denial | Median rate | Volume |
|---|---|---|---|---|---|---|
| 2023 | 241 | 177 | 22.4% | 23.4% | — | $23M |
| 2024 | 234 | 168 | 22.2% | 22.5% | — | $26M |
| 2025 | 283 | 195 | 23.0% | 23.8% | — | $34M |
What Primis Bank lends
Applications by purpose and loan type in 2025, with the denial rate for each. A lender's mix explains a lot of its headline rate: HELOCs and FHA loans are denied far more often than conventional purchase loans.
By loan purpose
By loan type
Also: 0 home-equity lines, 0 reverse mortgages, 1 manufactured homes, 16 investment properties.
Who gets approved at Primis Bank
Decision denial rate by applicant profile. Groups with fewer than 20 applications are omitted.
| Applicant income | Applications | Originated | Decision denial rate |
|---|---|---|---|
| Under $50k | 50 | 31 | 31.3% |
| $50k – $100k | 86 | 53 | 25.3% |
| $100k – $150k | 49 | 35 | 26.5% |
| $150k – $250k | 52 | 39 | 21.6% |
| Over $250k | 28 | 22 | 14.3% |
| Applicant age | Applications | Originated | Decision denial rate |
|---|---|---|---|
| 35–44 | 33 | 21 | 28.1% |
| 45–54 | 43 | 32 | 25.6% |
| 55–64 | 76 | 46 | 30.6% |
| 65–74 | 58 | 40 | 20.4% |
| Over 74 | 44 | 32 | 18.6% |
Where Primis Bank lends
7 states and 53 counties in 2025. Click a state for the lender's full record there.
Frequently asked questions
Primis Bank denied 23.8% of the applications it decided on in 2025. The national figure across all lenders was 22.6%. On approval odds it ranks in the 13th percentile of small mortgage lenders.
In 2025, 9% of its applications were for home purchases, 34% for refinancing (including cash-out), and 57% for home improvement or other purposes. By loan type: 100% conventional, 0% FHA, 0% VA.
Every figure on this page comes from the Home Mortgage Disclosure Act (HMDA) Loan/Application Register published by the CFPB, which lenders are required by federal law to file. We add the grade and the comparisons; we do not add facts.