Largest lenders in Middlesex County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Rocket Mortgage | C | 34 | 20 | 32.4% | 6.18% |
| 2 | Primis Bank | C | 30 | 22 | 23.3% | — |
| 3 | Movement Mortgage | A | 26 | 16 | 0.0% | 6.25% |
| 4 | Truist Bank | C | 24 | 13 | 41.7% | 6.49% |
| 5 | Vanderbilt Mortgage and Finance | F | 24 | 5 | 33.3% | 10.25% |
| 6 | Citizens and Farmers Bank | D | 22 | 18 | 18.2% | — |
| 7 | NVR Mortgage Finance | B | 22 | 21 | 0.0% | 5.88% |
| 8 | LANGLEY Federal Credit Union | C | 20 | 12 | 30.0% | 6.81% |
| 9 | C & F Mortgage | A | 20 | 17 | 0.0% | 6.75% |
| 10 | Pennymac Loan Services | C | 16 | 5 | 18.8% | 6.50% |
| 11 | United Shore Financial Services | B | 16 | 10 | 6.3% | 6.12% |
| 12 | Mortgage Research Center | C | 16 | 6 | 25.0% | 5.93% |
| 13 | Chesapeake Bank | C | 14 | 9 | 7.1% | 7.74% |
| 14 | Crosscountry Mortgage | B | 11 | 7 | 0.0% | 6.58% |
| 15 | American Neighborhood Mortgage Acceptance Company | B | 10 | 9 | 0.0% | 6.63% |
| 16 | 1st Advantage Federal Credit Union | B | 10 | 8 | 20.0% | 7.50% |
| 17 | AmeriSave Mortgage | D | 9 | 3 | 55.6% | 7.25% |
| 18 | Atlantic Bay Mortgage Group | A | 9 | 7 | 0.0% | 6.50% |
| 19 | Virginia Credit Union | D | 9 | 7 | 11.1% | 6.63% |
| 20 | Tidewater Mortgage Services | C | 9 | 6 | 22.2% | 6.69% |
| 21 | Bank of America | F | 8 | 1 | 37.5% | 7.75% |
| 22 | Atlantic Union Bank | C | 7 | 3 | 57.1% | 8.00% |
| 23 | Newrez | D | 7 | 1 | 42.9% | 9.88% |
| 24 | Capital Center | C | 7 | 5 | 14.3% | 6.75% |
| 25 | Discover Bank | F | 6 | 0 | 66.7% | — |
What Middlesex County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Middlesex County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 469 | 277 | 17.5% | 7.02% | $175,000 |
| 2024 | 512 | 308 | 16.6% | 6.88% | $215,000 |
| 2025 | 602 | 355 | 18.6% | 6.63% | $205,000 |
Frequently asked questions
18.6% of applications in Middlesex County were denied in 2025, against 15.9% statewide in Virginia.
Rocket Mortgage, with 34 applications in 2025 and a denial rate of 32.4%.
The median mortgage application in Middlesex County in 2025 was for $205,000; the median property value on originated loans was $385,000.