Largest lenders in Nottoway County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Vanderbilt Mortgage and Finance | F | 43 | 6 | 32.6% | 9.37% |
| 2 | Rocket Mortgage | C | 40 | 26 | 25.0% | 6.81% |
| 3 | Benchmark Community Bank | C | 37 | 24 | 16.2% | 7.24% |
| 4 | Citizens Bank and Trust | C | 32 | 20 | 21.9% | — |
| 5 | United Shore Financial Services | B | 31 | 20 | 19.4% | 6.00% |
| 6 | Virginia Credit Union | D | 30 | 21 | 16.7% | 6.38% |
| 7 | Mortgage Research Center | C | 26 | 12 | 11.5% | 6.69% |
| 8 | Pennymac Loan Services | C | 15 | 9 | 6.7% | 6.62% |
| 9 | First Heritage Mortgage | A | 13 | 7 | 15.4% | 6.25% |
| 10 | Navy Federal Credit Union | D | 13 | 5 | 38.5% | 6.25% |
| 11 | Freedom Mortgage | B | 12 | 9 | 0.0% | 6.13% |
| 12 | Broker Solutions | D | 11 | 6 | 0.0% | 7.80% |
| 13 | Newrez | D | 10 | 5 | 30.0% | 6.25% |
| 14 | AmeriSave Mortgage | D | 9 | 2 | 77.8% | 5.50% |
| 15 | Alcova Mortgage | A | 9 | 7 | 0.0% | 6.63% |
| 16 | Coastal Community Bank | C | 9 | 1 | 0.0% | 11.24% |
| 17 | Figure Lending | C | 9 | 4 | 0.0% | 9.28% |
| 18 | Truist Bank | C | 8 | 6 | 12.5% | 6.59% |
| 19 | Crosscountry Mortgage | B | 8 | 5 | 0.0% | 6.95% |
| 20 | Lakeview Loan Servicing | C | 8 | 2 | 37.5% | 7.75% |
| 21 | Fairway Independent Mortgage | B | 7 | 3 | 0.0% | 6.75% |
| 22 | Mutual of Omaha Mortgage | C | 5 | 2 | 20.0% | 6.63% |
| 23 | Movement Mortgage | A | 5 | 5 | 0.0% | 6.75% |
| 24 | Loandepot.Com | D | 5 | 2 | 40.0% | 6.62% |
| 25 | American Financial Resources | B | 5 | 3 | 0.0% | 5.75% |
What Nottoway County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Nottoway County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 450 | 241 | 20.2% | 6.88% | $145,000 |
| 2024 | 466 | 252 | 20.6% | 6.88% | $150,000 |
| 2025 | 563 | 304 | 19.0% | 6.63% | $155,000 |
Frequently asked questions
19.0% of applications in Nottoway County were denied in 2025, against 15.9% statewide in Virginia.
Vanderbilt Mortgage and Finance, with 43 applications in 2025 and a denial rate of 32.6%.
The median mortgage application in Nottoway County in 2025 was for $155,000; the median property value on originated loans was $265,000.