Largest lenders in Falls Church city
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Navy Federal Credit Union | D | 21 | 14 | 9.5% | 7.75% |
| 2 | Truist Bank | C | 20 | 13 | 15.0% | 6.19% |
| 3 | U.S. Bank | D | 17 | 11 | 0.0% | 6.50% |
| 4 | Bank of America | F | 16 | 10 | 31.3% | 5.99% |
| 5 | Wells Fargo Bank | B | 15 | 11 | 0.0% | 6.25% |
| 6 | First Savings Mortgage | A | 13 | 11 | 0.0% | 6.63% |
| 7 | Pentagon Federal Credit Union | F | 12 | 6 | 33.3% | 7.88% |
| 8 | Atlantic Coast Mortgage | A | 12 | 11 | 0.0% | 6.63% |
| 9 | Rocket Mortgage | C | 11 | 6 | 45.5% | 5.94% |
| 10 | PNC Bank | D | 10 | 4 | 20.0% | 7.43% |
| 11 | Guaranteed Rate | B | 10 | 6 | 0.0% | 6.31% |
| 12 | CMG Mortgage | A | 9 | 5 | 11.1% | 6.88% |
| 13 | First Heritage Mortgage | A | 9 | 8 | 0.0% | 6.25% |
| 14 | TD Bank | D | 9 | 7 | 0.0% | 6.38% |
| 15 | Pennymac Loan Services | C | 8 | 5 | 0.0% | 6.88% |
| 16 | United Shore Financial Services | B | 8 | 7 | 0.0% | 6.50% |
| 17 | TOWER Federal Credit Union | C | 8 | 6 | 0.0% | 7.00% |
| 18 | Prosperity Home Mortgage | A | 8 | 6 | 12.5% | 6.50% |
| 19 | Ameris Bank | B | 7 | 6 | 0.0% | 6.38% |
| 20 | Citizens Bank | C | 7 | 5 | 0.0% | 5.75% |
| 21 | Intercoastal Mortgage | A | 7 | 7 | 0.0% | 6.49% |
| 22 | State Department Federal Credit Union | C | 7 | 4 | 14.3% | 7.00% |
| 23 | JPMorgan Chase Bank | B | 6 | 3 | 16.7% | 6.88% |
| 24 | Fairway Independent Mortgage | B | 6 | 3 | 0.0% | 6.13% |
| 25 | Crosscountry Mortgage | B | 5 | 4 | 0.0% | 6.00% |
What Falls Church city borrowers applied for
By loan purpose
By loan type
Why applications were denied
Falls Church city by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 261 | 175 | 13.0% | 6.50% | $505,000 |
| 2024 | 261 | 185 | 11.9% | 6.88% | $425,000 |
| 2025 | 399 | 287 | 8.5% | 6.50% | $505,000 |
Frequently asked questions
8.5% of applications in Falls Church city were denied in 2025, against 15.9% statewide in Virginia.
Navy Federal Credit Union, with 21 applications in 2025 and a denial rate of 9.5%.
The median mortgage application in Falls Church city in 2025 was for $505,000; the median property value on originated loans was $1,130,000.