Largest lenders in Appomattox County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Rocket Mortgage | C | 55 | 43 | 16.4% | 6.25% |
| 2 | Truist Bank | C | 49 | 34 | 26.5% | 7.30% |
| 3 | Vanderbilt Mortgage and Finance | F | 49 | 4 | 44.9% | 8.75% |
| 4 | The Farmers Bank of Appomattox | A | 40 | 39 | 2.5% | — |
| 5 | Mortgage Research Center | C | 31 | 19 | 16.1% | 6.25% |
| 6 | United Shore Financial Services | B | 18 | 15 | 11.1% | 5.99% |
| 7 | Virginia Credit Union | D | 18 | 10 | 38.9% | 7.25% |
| 8 | Pennymac Loan Services | C | 17 | 10 | 11.8% | 6.25% |
| 9 | Fairway Independent Mortgage | B | 17 | 12 | 11.8% | 6.38% |
| 10 | Atlantic Bay Mortgage Group | A | 15 | 15 | 0.0% | 6.88% |
| 11 | Freedom Mortgage | B | 15 | 6 | 0.0% | 6.38% |
| 12 | Navy Federal Credit Union | D | 15 | 8 | 13.3% | 7.75% |
| 13 | Alcova Mortgage | A | 11 | 9 | 9.1% | 6.99% |
| 14 | Newrez | D | 11 | 5 | 0.0% | 6.25% |
| 15 | 21st Mortgage | F | 10 | 0 | 50.0% | — |
| 16 | Wells Fargo Bank | B | 9 | 6 | 22.2% | 6.25% |
| 17 | Beacon Credit Union | C | 9 | 3 | 55.6% | 6.38% |
| 18 | Crosscountry Mortgage | B | 8 | 2 | 0.0% | 7.69% |
| 19 | New Day Financial | F | 8 | 3 | 25.0% | 6.74% |
| 20 | Spring Eq | D | 8 | 2 | 62.5% | 9.90% |
| 21 | Lakeview Loan Servicing | C | 8 | 4 | 25.0% | 7.88% |
| 22 | Loandepot.Com | D | 8 | 3 | 50.0% | 6.88% |
| 23 | Atlantic Coast Mortgage | A | 8 | 7 | 0.0% | 6.50% |
| 24 | Nation One Mortgage | C | 8 | 7 | 0.0% | 6.38% |
| 25 | AmeriSave Mortgage | D | 7 | 3 | 57.1% | 8.50% |
Best approval odds in Appomattox County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | Rocket Mortgage | 52 | 17.3% |
What Appomattox County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Appomattox County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 618 | 335 | 21.8% | 6.75% | $155,000 |
| 2024 | 667 | 372 | 21.0% | 6.75% | $165,000 |
| 2025 | 693 | 425 | 17.6% | 6.50% | $195,000 |
Frequently asked questions
17.6% of applications in Appomattox County were denied in 2025, against 15.9% statewide in Virginia.
Rocket Mortgage, with 55 applications in 2025 and a denial rate of 16.4%.
The median mortgage application in Appomattox County in 2025 was for $195,000; the median property value on originated loans was $305,000.