The Farmers Bank of Appomattox in Virginia vs the state
6.5%Denial rate-9.44 pts vs state
6.6%Decision denial rate-13.64 pts vs state
91.1%Origination rate+31.54 pts vs state
—Median rate
—Rate spread (pts)
$86kMedian applicant income
112Loans originated
8Denied
Trend in Virginia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 94 | 79 | 9.6% | — | #272 |
| 2024 | 125 | 108 | 11.2% | — | #249 |
| 2025 | 123 | 112 | 6.5% | — | #265 |
What The Farmers Bank of Appomattox lends in Virginia
By loan purpose
By loan type
Where in Virginia
Counties with the most The Farmers Bank of Appomattox applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Appomattox County | 40 | 39 | 1 | 2.5% |
| Campbell County | 15 | 14 | 0 | 0.0% |
| Lynchburg city | 13 | 11 | 1 | 7.7% |
| Amherst County | 13 | 12 | 1 | 7.7% |
| Buckingham County | 13 | 11 | 1 | 7.7% |
| Prince Edward County | 11 | 9 | 2 | 18.2% |
| Charlotte County | 6 | 5 | 1 | 16.7% |
| Bedford County | 5 | 4 | 1 | 20.0% |
| Pittsylvania County | 2 | 2 | 0 | 0.0% |
| Mecklenburg County | 1 | 1 | 0 | 0.0% |
Other large lenders in Virginia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Navy Federal Credit Union | D | 19,395 | 19.3% | 7.75% |
| Rocket Mortgage | C | 19,274 | 14.8% | 6.63% |
| United Shore Financial Services | B | 13,994 | 10.4% | 6.12% |
| Truist Bank | C | 11,838 | 31.6% | 6.49% |
| Mortgage Research Center | C | 9,000 | 16.7% | 6.25% |
| Pennymac Loan Services | C | 8,334 | 10.7% | 6.38% |
| Freedom Mortgage | B | 8,029 | 6.5% | 6.25% |
| Bank of America | F | 6,584 | 31.9% | 6.24% |
| Newrez | D | 6,390 | 16.4% | 6.38% |
| Movement Mortgage | A | 6,126 | 4.3% | 6.56% |
Frequently asked questions
Virginia: 123 applications in 2025, of which 112 were originated and 8 denied.
6.5% of all applications, or 6.6% of the applications it actually decided on. The Virginia statewide average across all lenders was 15.9%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are The Farmers Bank of Appomattox's own HMDA filing for properties located in Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology