Largest lenders in Isabela Municipio
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Banco Popular de Puerto Rico | C | 46 | 32 | 23.9% | 5.13% |
| 2 | Firstbank Puerto Rico | C | 42 | 29 | 21.4% | 5.75% |
| 3 | Cooperativa de Ahorro y Credito de Rincon | B | 22 | 15 | 4.6% | 7.50% |
| 4 | Oriental Bank | C | 20 | 6 | 30.0% | 5.75% |
| 5 | Cooperativa de Ahorro Y Credito de Isabela | – | 20 | 17 | 5.0% | 5.69% |
| 6 | Preferred Mortgage | C | 13 | 10 | 0.0% | 5.75% |
| 7 | Crosscountry Mortgage | B | 12 | 6 | 8.3% | 6.95% |
| 8 | Pentagon Federal Credit Union | F | 12 | 3 | 75.0% | 5.88% |
| 9 | The Money House | B | 9 | 6 | 22.2% | 6.00% |
| 10 | Cooperativa de Ahorro Y Credito de Camuy | B | 9 | 8 | 11.1% | 6.10% |
| 11 | First Equity Mortgage Bankers | D | 7 | 5 | 0.0% | 6.50% |
| 12 | Sun West Mortgage Company | B | 6 | 3 | 0.0% | 7.38% |
| 13 | Multiples Mortgage | D | 6 | 4 | 0.0% | 6.70% |
| 14 | Broker Solutions | D | 5 | 5 | 0.0% | 6.49% |
| 15 | Capital Mortgage Services | D | 5 | 5 | 0.0% | 7.50% |
What Isabela Municipio borrowers applied for
By loan purpose
By loan type
Why applications were denied
Isabela Municipio by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 261 | 161 | 18.4% | 6.25% | $135,000 |
| 2024 | 256 | 169 | 16.8% | 6.25% | $175,000 |
| 2025 | 258 | 173 | 16.3% | 6.00% | $175,000 |
Frequently asked questions
16.3% of applications in Isabela Municipio were denied in 2025, against 15.8% statewide in Puerto Rico.
Banco Popular de Puerto Rico, with 46 applications in 2025 and a denial rate of 23.9%.
The median mortgage application in Isabela Municipio in 2025 was for $175,000; the median property value on originated loans was $225,000.