Largest lenders in Bayamón Municipio
Best approval odds in Bayamón Municipio
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | Metro Island Mortgage | 59 | 0.0% |
| 2 | Home Mortgage Bankers | 53 | 0.0% |
| 3 | Preferred Mortgage | 65 | 4.6% |
| 4 | Trust Mortgage | 74 | 5.4% |
| 5 | R. F. Mortgage & Investment | 55 | 7.3% |
| 6 | Rm Actual Mortgage | 53 | 9.4% |
| 7 | The Money House | 109 | 13.8% |
| 8 | Oriental Bank | 84 | 17.9% |
| 9 | First Equity Mortgage Bankers | 135 | 19.3% |
| 10 | Firstbank Puerto Rico | 209 | 23.9% |
What Bayamón Municipio borrowers applied for
By loan purpose
By loan type
Why applications were denied
Bayamón Municipio by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 1,701 | 1,190 | 16.9% | 6.50% | $115,000 |
| 2024 | 1,638 | 1,158 | 16.1% | 6.50% | $125,000 |
| 2025 | 1,707 | 1,208 | 14.7% | 6.00% | $135,000 |
Frequently asked questions
14.7% of applications in Bayamón Municipio were denied in 2025, against 15.8% statewide in Puerto Rico.
Banco Popular de Puerto Rico, with 303 applications in 2025 and a denial rate of 27.1%.
The median mortgage application in Bayamón Municipio in 2025 was for $135,000; the median property value on originated loans was $175,000.