Cooperativa de Credito LA Sagrada Familia in Puerto Rico vs the state
3.0%Denial rate-12.77 pts vs state
3.7%Decision denial rate-14.80 pts vs state
77.6%Origination rate+10.38 pts vs state
6.25%Median rate+0.13 pts vs state
-0.02Rate spread (pts)-0.08 pts vs state
$66kMedian applicant income
104Loans originated
4Denied
Trend in Puerto Rico
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 89 | 60 | 7.9% | 5.38% | #29 |
| 2024 | 102 | 78 | 6.9% | 6.25% | #28 |
| 2025 | 134 | 104 | 3.0% | 6.25% | #25 |
What Cooperativa de Credito LA Sagrada Familia lends in Puerto Rico
By loan purpose
By loan type
Why it denied Puerto Rico applicants
Where in Puerto Rico
Counties with the most Cooperativa de Credito LA Sagrada Familia applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Corozal Municipio | 19 | 17 | 1 | 5.3% |
| Toa Alta Municipio | 12 | 10 | 0 | 0.0% |
| Naranjito Municipio | 11 | 9 | 0 | 0.0% |
| San Juan Municipio | 11 | 9 | 1 | 9.1% |
| Bayamón Municipio | 9 | 7 | 0 | 0.0% |
| Barranquitas Municipio | 7 | 5 | 1 | 14.3% |
| Comerío Municipio | 6 | 3 | 0 | 0.0% |
| Cabo Rojo Municipio | 6 | 6 | 0 | 0.0% |
| Vega Alta Municipio | 6 | 3 | 0 | 0.0% |
| Vega Baja Municipio | 5 | 3 | 0 | 0.0% |
Other large lenders in Puerto Rico
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Banco Popular de Puerto Rico | C | 3,894 | 20.4% | 6.25% |
| Firstbank Puerto Rico | C | 3,233 | 22.0% | 5.75% |
| Oriental Bank | C | 1,708 | 20.0% | 5.50% |
| The Money House | B | 1,602 | 10.8% | 6.00% |
| First Equity Mortgage Bankers | D | 1,517 | 17.7% | 6.00% |
| Preferred Mortgage | C | 732 | 11.6% | 5.75% |
| Hr Mortgage | D | 697 | 20.8% | 6.25% |
| Home Mortgage Bankers | C | 678 | 0.3% | 6.50% |
| Metro Island Mortgage | A | 588 | 0.2% | 5.75% |
| Trust Mortgage | C | 559 | 8.1% | 5.75% |
Frequently asked questions
Puerto Rico: 134 applications in 2025, of which 104 were originated and 4 denied.
3.0% of all applications, or 3.7% of the applications it actually decided on. The Puerto Rico statewide average across all lenders was 15.8%.
The median rate on loans Cooperativa de Credito LA Sagrada Familia originated in Puerto Rico in 2025 was 6.25%, against a statewide median of 6.13%.
About this data. Figures are Cooperativa de Credito LA Sagrada Familia's own HMDA filing for properties located in Puerto Rico, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology