Largest lenders in Cabo Rojo Municipio
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Banco Popular de Puerto Rico | C | 127 | 83 | 15.8% | 6.25% |
| 2 | Firstbank Puerto Rico | C | 57 | 36 | 24.6% | 5.88% |
| 3 | Cooperativa de Ahorro y Credito de Rincon | B | 39 | 28 | 5.1% | 6.83% |
| 4 | The Money House | B | 29 | 23 | 3.5% | 6.25% |
| 5 | Oriental Bank | C | 26 | 16 | 19.2% | 5.75% |
| 6 | First Equity Mortgage Bankers | D | 19 | 12 | 21.1% | 6.31% |
| 7 | Cooperativa de Ahorro Y Credito de Cabo Rojo | – | 18 | 17 | 0.0% | 6.00% |
| 8 | Pentagon Federal Credit Union | F | 14 | 5 | 35.7% | 5.50% |
| 9 | Baxter Credit Union | B | 9 | 6 | 11.1% | 5.56% |
| 10 | Preferred Mortgage | C | 9 | 5 | 22.2% | 5.75% |
| 11 | Metro Island Mortgage | A | 7 | 7 | 0.0% | 5.75% |
| 12 | Cooperativa de Ahorro Y Credito de Camuy | B | 7 | 7 | 0.0% | 6.45% |
| 13 | Broker Solutions | D | 7 | 6 | 0.0% | 6.44% |
| 14 | Sun West Mortgage Company | B | 6 | 5 | 16.7% | 6.25% |
| 15 | Cooperativa de Credito LA Sagrada Familia | B | 6 | 6 | 0.0% | 6.75% |
| 16 | Senior Mortgage Bankers | D | 6 | 3 | 0.0% | 6.25% |
| 17 | Caribe Federal Credit Union | D | 6 | 5 | 16.7% | 6.50% |
| 18 | Capital Mortgage Services | D | 5 | 4 | 20.0% | 7.50% |
Best approval odds in Cabo Rojo Municipio
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | Banco Popular de Puerto Rico | 108 | 18.5% |
| 2 | Firstbank Puerto Rico | 53 | 26.4% |
What Cabo Rojo Municipio borrowers applied for
By loan purpose
By loan type
Why applications were denied
Cabo Rojo Municipio by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 343 | 231 | 16.9% | 6.50% | $135,000 |
| 2024 | 384 | 275 | 16.2% | 6.38% | $155,000 |
| 2025 | 447 | 312 | 13.2% | 6.25% | $165,000 |
Frequently asked questions
13.2% of applications in Cabo Rojo Municipio were denied in 2025, against 15.8% statewide in Puerto Rico.
Banco Popular de Puerto Rico, with 127 applications in 2025 and a denial rate of 15.8%.
The median mortgage application in Cabo Rojo Municipio in 2025 was for $165,000; the median property value on originated loans was $215,000.