Largest lenders in Gurabo Municipio
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Banco Popular de Puerto Rico | C | 172 | 135 | 10.5% | 5.50% |
| 2 | First Equity Mortgage Bankers | D | 105 | 68 | 8.6% | 5.75% |
| 3 | Firstbank Puerto Rico | C | 61 | 40 | 21.3% | 5.75% |
| 4 | The Money House | B | 29 | 23 | 10.3% | 6.00% |
| 5 | Hr Mortgage | D | 28 | 23 | 10.7% | 5.75% |
| 6 | Oriental Bank | C | 25 | 18 | 12.0% | 5.25% |
| 7 | Preferred Mortgage | C | 13 | 11 | 7.7% | 5.75% |
| 8 | Sun West Mortgage Company | B | 12 | 9 | 0.0% | 6.25% |
| 9 | Home Mortgage Bankers | C | 12 | 11 | 0.0% | 6.50% |
| 10 | Metro Island Mortgage | A | 11 | 10 | 0.0% | 5.75% |
| 11 | Pentagon Federal Credit Union | F | 9 | 3 | 33.3% | 5.50% |
| 12 | Cooperativa de Ahorro Y Credito Oriental | – | 8 | 6 | 25.0% | 6.38% |
| 13 | R. F. Mortgage & Investment | C | 8 | 8 | 0.0% | 5.75% |
| 14 | Capital Mortgage Services | D | 8 | 5 | 0.0% | 6.75% |
| 15 | Cooperativa de Ahorro Y Credito LA Puertorriqueña | C | 7 | 6 | 0.0% | 6.13% |
| 16 | Trust Mortgage | C | 6 | 4 | 0.0% | 5.75% |
| 17 | Broker Solutions | D | 5 | 2 | 20.0% | 6.88% |
| 18 | E.m.i. Equity Mortgage | A | 5 | 5 | 0.0% | — |
Best approval odds in Gurabo Municipio
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | Banco Popular de Puerto Rico | 161 | 11.2% |
| 2 | First Equity Mortgage Bankers | 77 | 11.7% |
| 3 | Firstbank Puerto Rico | 53 | 24.5% |
What Gurabo Municipio borrowers applied for
By loan purpose
By loan type
Why applications were denied
Gurabo Municipio by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 427 | 319 | 12.4% | 6.25% | $165,000 |
| 2024 | 419 | 308 | 15.5% | 6.00% | $235,000 |
| 2025 | 555 | 408 | 10.5% | 5.75% | $295,000 |
Frequently asked questions
10.5% of applications in Gurabo Municipio were denied in 2025, against 15.8% statewide in Puerto Rico.
Banco Popular de Puerto Rico, with 172 applications in 2025 and a denial rate of 10.5%.
The median mortgage application in Gurabo Municipio in 2025 was for $295,000; the median property value on originated loans was $315,000.