Largest lenders in Caguas Municipio
Best approval odds in Caguas Municipio
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | The Money House | 81 | 13.6% |
| 2 | Hr Mortgage | 95 | 16.8% |
| 3 | Banco Popular de Puerto Rico | 102 | 20.6% |
| 4 | Oriental Bank | 58 | 22.4% |
| 5 | Firstbank Puerto Rico | 116 | 23.3% |
What Caguas Municipio borrowers applied for
By loan purpose
By loan type
Why applications were denied
Caguas Municipio by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 1,147 | 825 | 14.7% | 6.38% | $115,000 |
| 2024 | 963 | 665 | 17.6% | 6.50% | $125,000 |
| 2025 | 958 | 686 | 13.8% | 6.00% | $135,000 |
Frequently asked questions
13.8% of applications in Caguas Municipio were denied in 2025, against 15.8% statewide in Puerto Rico.
Firstbank Puerto Rico, with 134 applications in 2025 and a denial rate of 20.2%.
The median mortgage application in Caguas Municipio in 2025 was for $135,000; the median property value on originated loans was $165,000.