Broker Solutions in Puerto Rico vs the state
11.0%Denial rate-4.79 pts vs state
14.6%Decision denial rate-3.91 pts vs state
64.2%Origination rate-3.04 pts vs state
6.50%Median rate+0.38 pts vs state
0.91Rate spread (pts)+0.85 pts vs state
$96kMedian applicant income
199Loans originated
34Denied
Trend in Puerto Rico
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 33 | 22 | 18.2% | 6.50% | #45 |
| 2025 | 310 | 199 | 11.0% | 6.50% | #16 |
What Broker Solutions lends in Puerto Rico
By loan purpose
By loan type
Why it denied Puerto Rico applicants
Where in Puerto Rico
Counties with the most Broker Solutions applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| San Juan Municipio | 58 | 36 | 7 | 12.1% |
| Carolina Municipio | 32 | 16 | 6 | 18.8% |
| Caguas Municipio | 23 | 16 | 2 | 8.7% |
| Guaynabo Municipio | 15 | 11 | 3 | 20.0% |
| Río Grande Municipio | 14 | 7 | 1 | 7.1% |
| Luquillo Municipio | 10 | 3 | 5 | 50.0% |
| Bayamón Municipio | 10 | 9 | 0 | 0.0% |
| Fajardo Municipio | 8 | 5 | 1 | 12.5% |
| Cabo Rojo Municipio | 7 | 6 | 0 | 0.0% |
| Juncos Municipio | 7 | 5 | 1 | 14.3% |
Other large lenders in Puerto Rico
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Banco Popular de Puerto Rico | C | 3,894 | 20.4% | 6.25% |
| Firstbank Puerto Rico | C | 3,233 | 22.0% | 5.75% |
| Oriental Bank | C | 1,708 | 20.0% | 5.50% |
| The Money House | B | 1,602 | 10.8% | 6.00% |
| First Equity Mortgage Bankers | D | 1,517 | 17.7% | 6.00% |
| Preferred Mortgage | C | 732 | 11.6% | 5.75% |
| Hr Mortgage | D | 697 | 20.8% | 6.25% |
| Home Mortgage Bankers | C | 678 | 0.3% | 6.50% |
| Metro Island Mortgage | A | 588 | 0.2% | 5.75% |
| Trust Mortgage | C | 559 | 8.1% | 5.75% |
Frequently asked questions
Puerto Rico: 310 applications in 2025, of which 199 were originated and 34 denied.
11.0% of all applications, or 14.6% of the applications it actually decided on. The Puerto Rico statewide average across all lenders was 15.8%.
The median rate on loans Broker Solutions originated in Puerto Rico in 2025 was 6.50%, against a statewide median of 6.13%.
About this data. Figures are Broker Solutions's own HMDA filing for properties located in Puerto Rico, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology