Largest lenders in Fajardo Municipio
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Firstbank Puerto Rico | C | 63 | 39 | 25.4% | 5.88% |
| 2 | Banco Popular de Puerto Rico | C | 55 | 34 | 21.8% | 6.63% |
| 3 | Preferred Mortgage | C | 32 | 24 | 6.3% | 6.00% |
| 4 | Oriental Bank | C | 26 | 17 | 7.7% | 6.00% |
| 5 | The Money House | B | 23 | 20 | 8.7% | 6.31% |
| 6 | Home Mortgage Bankers | C | 21 | 15 | 0.0% | 6.50% |
| 7 | First Equity Mortgage Bankers | D | 19 | 12 | 15.8% | 6.50% |
| 8 | Hr Mortgage | D | 13 | 9 | 30.8% | 6.25% |
| 9 | Pentagon Federal Credit Union | F | 13 | 10 | 23.1% | 6.00% |
| 10 | Metro Island Mortgage | A | 11 | 11 | 0.0% | 5.75% |
| 11 | Vig Mortgage | D | 11 | 6 | 9.1% | 6.38% |
| 12 | Trust Mortgage | C | 10 | 8 | 0.0% | 5.88% |
| 13 | Sun West Mortgage Company | B | 10 | 8 | 0.0% | 7.25% |
| 14 | Broker Solutions | D | 8 | 5 | 12.5% | 7.25% |
| 15 | Cooperativa de Ahorro Y Credito Roosevelt Roads | – | 6 | 4 | 16.7% | 6.38% |
| 16 | Unnamed lender 549300TDABQQ6MBUPK64 | – | 5 | 5 | 0.0% | 6.50% |
| 17 | Calcon Mutual Mortgage | D | 5 | 2 | 40.0% | 5.75% |
| 18 | Rm Actual Mortgage | C | 5 | 5 | 0.0% | 6.25% |
| 19 | Equity Prime Mortgage | D | 5 | 1 | 20.0% | 5.75% |
Best approval odds in Fajardo Municipio
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | Firstbank Puerto Rico | 57 | 28.1% |
What Fajardo Municipio borrowers applied for
By loan purpose
By loan type
Why applications were denied
Fajardo Municipio by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 346 | 234 | 16.5% | 6.50% | $105,000 |
| 2024 | 367 | 247 | 17.7% | 6.50% | $125,000 |
| 2025 | 371 | 262 | 14.0% | 6.25% | $135,000 |
Frequently asked questions
14.0% of applications in Fajardo Municipio were denied in 2025, against 15.8% statewide in Puerto Rico.
Firstbank Puerto Rico, with 63 applications in 2025 and a denial rate of 25.4%.
The median mortgage application in Fajardo Municipio in 2025 was for $135,000; the median property value on originated loans was $165,000.