Cooperativa de Ahorro Y Credito Roosevelt Roads in Puerto Rico vs the state
24.0%Denial rate+8.24 pts vs state
26.1%Decision denial rate+7.59 pts vs state
64.0%Origination rate-3.23 pts vs state
6.50%Median rate+0.38 pts vs state
—Rate spread (pts)
$40kMedian applicant income
16Loans originated
6Denied
Trend in Puerto Rico
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 16 | 15 | 0.0% | 6.50% | #52 |
| 2024 | 29 | 15 | 24.1% | 6.50% | #47 |
| 2025 | 25 | 16 | 24.0% | 6.50% | #50 |
What Cooperativa de Ahorro Y Credito Roosevelt Roads lends in Puerto Rico
By loan purpose
By loan type
Why it denied Puerto Rico applicants
Where in Puerto Rico
Counties with the most Cooperativa de Ahorro Y Credito Roosevelt Roads applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Fajardo Municipio | 6 | 4 | 1 | 16.7% |
| Río Grande Municipio | 3 | 3 | 0 | 0.0% |
| Carolina Municipio | 3 | 2 | 1 | 33.3% |
| Gurabo Municipio | 2 | 1 | 0 | 0.0% |
| Naguabo Municipio | 2 | 1 | 1 | 50.0% |
| San Juan Municipio | 2 | 1 | 0 | 0.0% |
| Humacao Municipio | 2 | 0 | 2 | 100.0% |
| Canóvanas Municipio | 1 | 1 | 0 | 0.0% |
| Toa Baja Municipio | 1 | 0 | 1 | 100.0% |
| San Lorenzo Municipio | 1 | 1 | 0 | 0.0% |
Other large lenders in Puerto Rico
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Banco Popular de Puerto Rico | C | 3,894 | 20.4% | 6.25% |
| Firstbank Puerto Rico | C | 3,233 | 22.0% | 5.75% |
| Oriental Bank | C | 1,708 | 20.0% | 5.50% |
| The Money House | B | 1,602 | 10.8% | 6.00% |
| First Equity Mortgage Bankers | D | 1,517 | 17.7% | 6.00% |
| Preferred Mortgage | C | 732 | 11.6% | 5.75% |
| Hr Mortgage | D | 697 | 20.8% | 6.25% |
| Home Mortgage Bankers | C | 678 | 0.3% | 6.50% |
| Metro Island Mortgage | A | 588 | 0.2% | 5.75% |
| Trust Mortgage | C | 559 | 8.1% | 5.75% |
Frequently asked questions
Puerto Rico: 25 applications in 2025, of which 16 were originated and 6 denied.
24.0% of all applications, or 26.1% of the applications it actually decided on. The Puerto Rico statewide average across all lenders was 15.8%.
The median rate on loans Cooperativa de Ahorro Y Credito Roosevelt Roads originated in Puerto Rico in 2025 was 6.50%, against a statewide median of 6.13%.
About this data. Figures are Cooperativa de Ahorro Y Credito Roosevelt Roads's own HMDA filing for properties located in Puerto Rico, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology