Largest lenders in Humacao Municipio
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Banco Popular de Puerto Rico | C | 69 | 43 | 14.5% | 6.63% |
| 2 | Firstbank Puerto Rico | C | 69 | 48 | 17.4% | 5.88% |
| 3 | Oriental Bank | C | 49 | 31 | 14.3% | 5.75% |
| 4 | First Equity Mortgage Bankers | D | 31 | 19 | 19.4% | 6.25% |
| 5 | The Money House | B | 29 | 22 | 10.3% | 6.00% |
| 6 | Hr Mortgage | D | 23 | 18 | 21.7% | 6.00% |
| 7 | R. F. Mortgage & Investment | C | 22 | 21 | 4.6% | 6.50% |
| 8 | Home Mortgage Bankers | C | 20 | 16 | 0.0% | 6.25% |
| 9 | Pentagon Federal Credit Union | F | 16 | 4 | 50.0% | 6.63% |
| 10 | Rm Actual Mortgage | C | 14 | 10 | 21.4% | 6.00% |
| 11 | Preferred Mortgage | C | 14 | 11 | 0.0% | 5.75% |
| 12 | Sun West Mortgage Company | B | 12 | 7 | 0.0% | 6.50% |
| 13 | Metro Island Mortgage | A | 11 | 10 | 9.1% | 5.75% |
| 14 | Trust Mortgage | C | 10 | 8 | 10.0% | 5.75% |
| 15 | Crosscountry Mortgage | B | 10 | 6 | 0.0% | 6.76% |
| 16 | Cooperativa de Ahorro Y Credito Oriental | – | 10 | 7 | 30.0% | 6.75% |
| 17 | Vig Mortgage | D | 8 | 6 | 12.5% | 5.75% |
| 18 | E.m.i. Equity Mortgage | A | 7 | 7 | 0.0% | — |
| 19 | Broker Solutions | D | 5 | 4 | 0.0% | 6.38% |
Best approval odds in Humacao Municipio
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | Banco Popular de Puerto Rico | 54 | 18.5% |
| 2 | Firstbank Puerto Rico | 63 | 19.1% |
What Humacao Municipio borrowers applied for
By loan purpose
By loan type
Why applications were denied
Humacao Municipio by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 417 | 267 | 16.6% | 6.50% | $135,000 |
| 2024 | 435 | 284 | 17.9% | 6.63% | $165,000 |
| 2025 | 455 | 313 | 14.3% | 6.13% | $155,000 |
Frequently asked questions
14.3% of applications in Humacao Municipio were denied in 2025, against 15.8% statewide in Puerto Rico.
Banco Popular de Puerto Rico, with 69 applications in 2025 and a denial rate of 14.5%.
The median mortgage application in Humacao Municipio in 2025 was for $155,000; the median property value on originated loans was $185,000.