Cooperativa de Ahorro y Credito de Rincon in Puerto Rico vs the state
5.9%Denial rate-9.84 pts vs state
7.0%Decision denial rate-11.48 pts vs state
76.3%Origination rate+9.11 pts vs state
6.75%Median rate+0.63 pts vs state
-0.13Rate spread (pts)-0.19 pts vs state
$73kMedian applicant income
271Loans originated
21Denied
Trend in Puerto Rico
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 271 | 223 | 1.9% | 5.50% | #18 |
| 2024 | 138 | 113 | 2.2% | 6.25% | #24 |
| 2025 | 355 | 271 | 5.9% | 6.75% | #14 |
What Cooperativa de Ahorro y Credito de Rincon lends in Puerto Rico
By loan purpose
By loan type
Why it denied Puerto Rico applicants
Where in Puerto Rico
Counties with the most Cooperativa de Ahorro y Credito de Rincon applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Rincón Municipio | 50 | 40 | 1 | 2.0% |
| Mayagüez Municipio | 44 | 37 | 4 | 9.1% |
| Aguada Municipio | 42 | 33 | 2 | 4.8% |
| Cabo Rojo Municipio | 39 | 28 | 2 | 5.1% |
| Aguadilla Municipio | 31 | 22 | 3 | 9.7% |
| Isabela Municipio | 22 | 15 | 1 | 4.5% |
| Añasco Municipio | 19 | 14 | 1 | 5.3% |
| San Germán Municipio | 17 | 10 | 2 | 11.8% |
| Moca Municipio | 16 | 15 | 1 | 6.3% |
| San Juan Municipio | 12 | 9 | 1 | 8.3% |
Other large lenders in Puerto Rico
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Banco Popular de Puerto Rico | C | 3,894 | 20.4% | 6.25% |
| Firstbank Puerto Rico | C | 3,233 | 22.0% | 5.75% |
| Oriental Bank | C | 1,708 | 20.0% | 5.50% |
| The Money House | B | 1,602 | 10.8% | 6.00% |
| First Equity Mortgage Bankers | D | 1,517 | 17.7% | 6.00% |
| Preferred Mortgage | C | 732 | 11.6% | 5.75% |
| Hr Mortgage | D | 697 | 20.8% | 6.25% |
| Home Mortgage Bankers | C | 678 | 0.3% | 6.50% |
| Metro Island Mortgage | A | 588 | 0.2% | 5.75% |
| Trust Mortgage | C | 559 | 8.1% | 5.75% |
Frequently asked questions
Puerto Rico: 355 applications in 2025, of which 271 were originated and 21 denied.
5.9% of all applications, or 7.0% of the applications it actually decided on. The Puerto Rico statewide average across all lenders was 15.8%.
The median rate on loans Cooperativa de Ahorro y Credito de Rincon originated in Puerto Rico in 2025 was 6.75%, against a statewide median of 6.13%.
About this data. Figures are Cooperativa de Ahorro y Credito de Rincon's own HMDA filing for properties located in Puerto Rico, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology