Largest lenders in Aguadilla Municipio
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Firstbank Puerto Rico | C | 72 | 44 | 20.8% | 5.25% |
| 2 | Banco Popular de Puerto Rico | C | 69 | 32 | 29.0% | 5.88% |
| 3 | Cooperativa de Ahorro Y Credito de Isabela | – | 36 | 26 | 8.3% | 5.99% |
| 4 | Cooperativa de Ahorro y Credito de Rincon | B | 31 | 22 | 9.7% | 7.08% |
| 5 | Oriental Bank | C | 24 | 7 | 33.3% | 6.50% |
| 6 | Pentagon Federal Credit Union | F | 17 | 11 | 23.5% | 5.75% |
| 7 | First Equity Mortgage Bankers | D | 17 | 10 | 23.5% | 6.25% |
| 8 | Sun West Mortgage Company | B | 8 | 4 | 25.0% | 7.50% |
| 9 | Cooperativa de Ahorro Y Credito de Camuy | B | 7 | 7 | 0.0% | 6.95% |
| 10 | The Money House | B | 6 | 3 | 50.0% | 6.00% |
| 11 | Baxter Credit Union | B | 6 | 4 | 33.3% | 7.81% |
| 12 | Crosscountry Mortgage | B | 5 | 1 | 40.0% | 6.99% |
Best approval odds in Aguadilla Municipio
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | Firstbank Puerto Rico | 60 | 25.0% |
| 2 | Banco Popular de Puerto Rico | 58 | 34.5% |
What Aguadilla Municipio borrowers applied for
By loan purpose
By loan type
Why applications were denied
Aguadilla Municipio by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 271 | 157 | 19.6% | 6.00% | $155,000 |
| 2024 | 318 | 201 | 18.6% | 6.13% | $175,000 |
| 2025 | 342 | 198 | 20.5% | 6.00% | $195,000 |
Frequently asked questions
20.5% of applications in Aguadilla Municipio were denied in 2025, against 15.8% statewide in Puerto Rico.
Firstbank Puerto Rico, with 72 applications in 2025 and a denial rate of 20.8%.
The median mortgage application in Aguadilla Municipio in 2025 was for $195,000; the median property value on originated loans was $255,000.