Largest lenders in Vega Baja Municipio
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Banco Popular de Puerto Rico | C | 88 | 61 | 18.2% | 5.50% |
| 2 | Firstbank Puerto Rico | C | 52 | 32 | 13.5% | 5.75% |
| 3 | Oriental Bank | C | 33 | 18 | 30.3% | 5.50% |
| 4 | First Equity Mortgage Bankers | D | 25 | 11 | 28.0% | 6.25% |
| 5 | Trust Mortgage | C | 20 | 17 | 15.0% | 5.75% |
| 6 | Preferred Mortgage | C | 19 | 13 | 5.3% | 5.75% |
| 7 | Rm Actual Mortgage | C | 16 | 10 | 18.8% | 6.25% |
| 8 | Cooperativa de Ahorro Y Credito de Manati | C | 16 | 12 | 12.5% | 6.95% |
| 9 | The Money House | B | 13 | 12 | 7.7% | 5.75% |
| 10 | Metro Island Mortgage | A | 10 | 10 | 0.0% | 6.25% |
| 11 | Home Mortgage Bankers | C | 10 | 8 | 0.0% | 6.50% |
| 12 | Capital Mortgage Services | D | 8 | 5 | 25.0% | 6.75% |
| 13 | Sun West Mortgage Company | B | 7 | 6 | 0.0% | 6.94% |
| 14 | Cooperativa de Ahorro Y Credito LA Puertorriqueña | C | 7 | 6 | 0.0% | 6.25% |
| 15 | Vig Mortgage | D | 6 | 3 | 16.7% | 5.75% |
| 16 | Cooperativa de Ahorro Y Credito Vega Alta | – | 5 | 4 | 0.0% | 6.50% |
| 17 | Broker Solutions | D | 5 | 4 | 0.0% | 6.94% |
| 18 | Cooperativa de Credito LA Sagrada Familia | B | 5 | 3 | 0.0% | 6.00% |
Best approval odds in Vega Baja Municipio
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | Banco Popular de Puerto Rico | 78 | 20.5% |
What Vega Baja Municipio borrowers applied for
By loan purpose
By loan type
Why applications were denied
Vega Baja Municipio by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 319 | 212 | 15.7% | 6.44% | $105,000 |
| 2024 | 371 | 236 | 16.7% | 6.38% | $125,000 |
| 2025 | 377 | 253 | 15.7% | 6.00% | $135,000 |
Frequently asked questions
15.7% of applications in Vega Baja Municipio were denied in 2025, against 15.8% statewide in Puerto Rico.
Banco Popular de Puerto Rico, with 88 applications in 2025 and a denial rate of 18.2%.
The median mortgage application in Vega Baja Municipio in 2025 was for $135,000; the median property value on originated loans was $165,000.