Largest lenders in Vega Alta Municipio
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Firstbank Puerto Rico | C | 37 | 24 | 27.0% | 5.88% |
| 2 | Banco Popular de Puerto Rico | C | 34 | 20 | 17.7% | 6.38% |
| 3 | Oriental Bank | C | 20 | 11 | 20.0% | 5.88% |
| 4 | The Money House | B | 18 | 11 | 0.0% | 6.50% |
| 5 | Cooperativa de Ahorro Y Credito Vega Alta | – | 15 | 10 | 6.7% | 7.13% |
| 6 | Metro Island Mortgage | A | 13 | 13 | 0.0% | 6.25% |
| 7 | Preferred Mortgage | C | 13 | 10 | 7.7% | 5.88% |
| 8 | First Equity Mortgage Bankers | D | 13 | 9 | 7.7% | 6.25% |
| 9 | Pentagon Federal Credit Union | F | 12 | 6 | 33.3% | 5.88% |
| 10 | Trust Mortgage | C | 11 | 10 | 0.0% | 5.75% |
| 11 | Rm Actual Mortgage | C | 7 | 4 | 42.9% | 6.13% |
| 12 | Cooperativa de Ahorro Y Credito de Manati | C | 7 | 7 | 0.0% | 6.95% |
| 13 | R. F. Mortgage & Investment | C | 6 | 5 | 0.0% | 5.75% |
| 14 | Cooperativa de Credito LA Sagrada Familia | B | 6 | 3 | 0.0% | 6.00% |
| 15 | Vig Mortgage | D | 6 | 4 | 16.7% | 5.75% |
| 16 | Sun West Mortgage Company | B | 5 | 3 | 0.0% | 5.88% |
What Vega Alta Municipio borrowers applied for
By loan purpose
By loan type
Why applications were denied
Vega Alta Municipio by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 217 | 159 | 13.4% | 6.38% | $125,000 |
| 2024 | 201 | 131 | 19.9% | 6.63% | $135,000 |
| 2025 | 255 | 176 | 13.3% | 6.25% | $165,000 |
Frequently asked questions
13.3% of applications in Vega Alta Municipio were denied in 2025, against 15.8% statewide in Puerto Rico.
Firstbank Puerto Rico, with 37 applications in 2025 and a denial rate of 27.0%.
The median mortgage application in Vega Alta Municipio in 2025 was for $165,000; the median property value on originated loans was $195,000.