Largest lenders in Jones County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | State Employees' | C | 48 | 27 | 35.4% | 6.50% |
| 2 | 21st Mortgage | F | 29 | 7 | 55.2% | 9.33% |
| 3 | Rocket Mortgage | C | 24 | 17 | 25.0% | 5.99% |
| 4 | Mortgage Research Center | C | 20 | 8 | 20.0% | 6.44% |
| 5 | Navy Federal Credit Union | D | 20 | 7 | 25.0% | 6.25% |
| 6 | United Shore Financial Services | B | 16 | 10 | 25.0% | 6.06% |
| 7 | Movement Mortgage | A | 13 | 11 | 0.0% | 6.75% |
| 8 | AmeriSave Mortgage | D | 12 | 1 | 75.0% | 7.99% |
| 9 | Truist Bank | C | 11 | 4 | 36.4% | 7.07% |
| 10 | Newrez | D | 11 | 4 | 27.3% | 5.94% |
| 11 | First-Citizens Bank & Trust | B | 10 | 7 | 20.0% | 7.00% |
| 12 | Guaranteed Rate | B | 10 | 7 | 0.0% | 6.60% |
| 13 | Atlantic Bay Mortgage Group | A | 9 | 7 | 0.0% | 6.88% |
| 14 | Vanderbilt Mortgage and Finance | F | 9 | 2 | 33.3% | 9.37% |
| 15 | Bank of America | F | 7 | 0 | 28.6% | — |
| 16 | First Flight | F | 7 | 3 | 14.3% | — |
| 17 | New Day Financial | F | 6 | 0 | 50.0% | — |
| 18 | Carrington Mortgage Services | D | 6 | 0 | 83.3% | — |
| 19 | Broker Solutions | D | 6 | 1 | 16.7% | 7.25% |
| 20 | Guild Mortgage | A | 6 | 5 | 0.0% | 6.63% |
| 21 | Pennymac Loan Services | C | 5 | 2 | 20.0% | 5.25% |
| 22 | Crosscountry Mortgage | B | 5 | 5 | 0.0% | 6.38% |
| 23 | Plaza Home Mortgage | C | 5 | 4 | 0.0% | 6.38% |
| 24 | Loandepot.Com | D | 5 | 3 | 20.0% | 6.63% |
What Jones County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Jones County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 304 | 149 | 25.7% | 6.75% | $125,000 |
| 2024 | 334 | 157 | 29.0% | 6.75% | $160,000 |
| 2025 | 400 | 201 | 25.0% | 6.50% | $175,000 |
Frequently asked questions
25.0% of applications in Jones County were denied in 2025, against 18.1% statewide in North Carolina.
State Employees', with 48 applications in 2025 and a denial rate of 35.4%.
The median mortgage application in Jones County in 2025 was for $175,000; the median property value on originated loans was $245,000.