Anson County, North Carolina · 2025

Mortgage lenders in Anson County, NC: denial rates and top lenders (2025)

118 lenders acted on 663 mortgage applications for properties in Anson County in 2025. 25.6% were denied (North Carolina: 18.1%). Median rate on closed loans 6.50%; median loan $155,000; median property value $245,000.

663Applications
25.6%Denial ratestate 18.1%
6.50%Median ratestate 6.50%
$155,000Median loan
$245,000Median property value

Largest lenders in Anson County

#LenderGradeApplicationsOriginatedDenial rateMedian rate
1 State Employees' C 10056 27.0%6.25%
2 Vanderbilt Mortgage and Finance F 453 55.6%9.74%
3 21st Mortgage F 448 38.6%9.69%
4 Rocket Mortgage C 3021 16.7%6.75%
5 Truist Bank C 2518 20.0%7.79%
6 United Shore Financial Services B 2515 16.0%6.00%
7 Uwharrie Bank B 2420 0.0%6.94%
8 Mortgage Research Center C 1913 10.5%6.25%
9 AmeriSave Mortgage D 154 73.3%6.56%
10 Midwest Mortgage Associates B 145 0.0%5.99%
11 Broker Solutions D 135 7.7%6.75%
12 Founders Federal Credit Union D 125 50.0%7.88%
13 Fairway Independent Mortgage B 118 0.0%6.63%
14 Triad Financial Services D 112 63.6%7.42%
15 Mutual of Omaha Mortgage C 105 30.0%5.50%
16 Movement Mortgage A 99 0.0%6.63%
17 Loandepot.Com D 93 55.6%5.99%
18 Navy Federal Credit Union D 93 44.4%8.25%
19 Fifth Third Bank D 85 0.0%6.75%
20 Click n' Close C 86 0.0%8.25%
21 Pennymac Loan Services C 72 14.3%6.56%
22 Wells Fargo Bank B 74 14.3%6.31%
23 A&D Mortgage C 77 0.0%8.49%
24 First National Bank of Pennsylvania B 61 66.7%5.99%
25 Truliant Federal Credit Union D 62 0.0%7.13%

Best approval odds in Anson County

Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.

#LenderDecidedDecision denial rate
1State Employees'8332.5%

What Anson County borrowers applied for

By loan purpose

Home purchase 338 51% · 19.2% denied
Refinance 70 11% · 20.0% denied
Cash-out refinance 139 21% · 34.5% denied
Home improvement 58 9% · 41.4% denied
Other / HELOC 58 9% · 32.8% denied

By loan type

Conventional 464 70% · 29.5% denied
FHA 128 19% · 13.3% denied
VA 65 10% · 23.1% denied
USDA / RHS 6 1% · 16.7% denied

Why applications were denied

Credit history 60 35%
Debt-to-income ratio 42 25%
Collateral 27 16%
Incomplete application 18 11%
Unverifiable information 14 8%
Other 7 4%
Insufficient cash 1 1%
Employment history 1 1%

Anson County by year

YearApplicationsOriginatedDenial rateMedian rateMedian loan
202368833226.6%6.88%$135,000
202470931230.0%6.88%$145,000
202566332225.6%6.50%$155,000

Frequently asked questions

25.6% of applications in Anson County were denied in 2025, against 18.1% statewide in North Carolina.

State Employees', with 100 applications in 2025 and a denial rate of 27.0%.

The median mortgage application in Anson County in 2025 was for $155,000; the median property value on originated loans was $245,000.