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Van Buren County, Michigan · 2025

Mortgage lenders in Van Buren County, MI: denial rates and top lenders (2025)

231 lenders acted on 3,334 mortgage applications for properties in Van Buren County in 2025. 17.9% were denied (Michigan: 18.5%). Median rate on closed loans 6.88%; median loan $145,000; median property value $305,000.

3.3kApplications
17.9%Denial ratestate 18.5%
6.88%Median ratestate 6.75%
$145,000Median loan
$305,000Median property value

Largest lenders in Van Buren County

#LenderGradeApplicationsOriginatedDenial rateMedian rate
1 Honor Credit Union D 344196 22.4%7.25%
2 Consumers Credit Union C 311239 9.3%6.00%
3 Rocket Mortgage C 154101 24.0%6.63%
4 Fifth Third Bank D 14878 31.1%7.45%
5 Lake Michigan Credit Union A 145112 6.9%6.81%
6 ADVIA Federal Credit Union D 13168 31.3%7.00%
7 The Huntington National Bank D 12868 28.1%7.49%
8 Arbor Financial Credit Union B 127108 4.7%7.38%
9 United Shore Financial Services B 12483 9.7%6.50%
10 Sturgis Bank & Trust A 8372 4.8%7.00%
11 PNC Bank D 6836 29.4%7.34%
12 Union Home Mortgage B 6037 1.7%6.88%
13 United Federal Credit Union D 5637 17.9%7.05%
14 Gvc Mortgage B 4740 0.0%6.63%
15 Success Mortgage Partners B 4628 6.5%6.63%
16 21st Mortgage F 4516 40.0%9.45%
17 Mercantile Bank C 4431 11.4%7.00%
18 Mortgage Research Center C 4326 14.0%6.12%
19 Mortgage Center L.c C 3928 7.7%6.56%
20 Freedom Mortgage B 378 18.9%5.94%
21 Coastal Community Bank C 375 0.0%7.49%
22 Crosscountry Mortgage B 3321 6.1%6.49%
23 Figure Lending C 326 53.1%8.08%
24 JPMorgan Chase Bank B 3121 16.1%6.88%
25 Newrez D 319 16.1%6.50%

Best approval odds in Van Buren County

Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.

#LenderDecidedDecision denial rate
1Sturgis Bank & Trust824.9%
2Arbor Financial Credit Union1165.2%
3Lake Michigan Credit Union1258.0%
4Consumers Credit Union26810.8%
5United Shore Financial Services9712.4%
6United Federal Credit Union5119.6%
7Rocket Mortgage14425.7%
8Honor Credit Union27827.7%
9PNC Bank5933.9%
10The Huntington National Bank10434.6%

What Van Buren County borrowers applied for

By loan purpose

Home purchase 1,209 36% · 10.1% denied
Refinance 622 19% · 16.2% denied
Cash-out refinance 545 16% · 22.0% denied
Home improvement 464 14% · 28.0% denied
Other / HELOC 494 15% · 25.3% denied

By loan type

Conventional 2,774 83% · 17.9% denied
FHA 342 10% · 21.9% denied
VA 202 6% · 12.4% denied
USDA / RHS 16 0% · 12.5% denied

Why applications were denied

Credit history 178 30%
Debt-to-income ratio 148 25%
Collateral 121 20%
Incomplete application 72 12%
Other 34 6%
Unverifiable information 15 3%
Insufficient cash 15 3%
Employment history 13 2%

Van Buren County by year

YearApplicationsOriginatedDenial rateMedian rateMedian loan
20232,7951,60420.4%7.13%$125,000
20243,0061,82419.3%7.13%$145,000
20253,3342,00617.9%6.88%$145,000

Frequently asked questions

17.9% of applications in Van Buren County were denied in 2025, against 18.5% statewide in Michigan.

Honor Credit Union, with 344 applications in 2025 and a denial rate of 22.4%.

The median mortgage application in Van Buren County in 2025 was for $145,000; the median property value on originated loans was $305,000.