Gvc Mortgage in Michigan vs the state
2.6%Denial rate-15.88 pts vs state
3.4%Decision denial rate-19.16 pts vs state
73.8%Origination rate+13.86 pts vs state
6.63%Median rate-0.13 pts vs state
0.67Rate spread (pts)+0.27 pts vs state
$75kMedian applicant income
559Loans originated
20Denied
Trend in Michigan
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 528 | 420 | 3.4% | 7.10% | #104 |
| 2024 | 606 | 480 | 2.2% | 6.88% | #101 |
| 2025 | 758 | 559 | 2.6% | 6.63% | #98 |
What Gvc Mortgage lends in Michigan
By loan purpose
By loan type
Why it denied Michigan applicants
Where in Michigan
Counties with the most Gvc Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Lenawee County | 189 | 137 | 2 | 1.1% |
| Kalamazoo County | 123 | 93 | 2 | 1.6% |
| Calhoun County | 92 | 65 | 3 | 3.3% |
| Van Buren County | 47 | 40 | 0 | 0.0% |
| Branch County | 44 | 33 | 3 | 6.8% |
| Monroe County | 26 | 19 | 0 | 0.0% |
| Allegan County | 25 | 20 | 1 | 4.0% |
| Hillsdale County | 23 | 15 | 2 | 8.7% |
| St. Joseph County | 22 | 17 | 0 | 0.0% |
| Jackson County | 21 | 13 | 3 | 14.3% |
Other large lenders in Michigan
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 30,644 | 16.3% | 6.75% |
| United Shore Financial Services | B | 29,330 | 11.7% | 6.60% |
| The Huntington National Bank | D | 20,047 | 30.0% | 7.49% |
| Lake Michigan Credit Union | A | 16,662 | 5.6% | 6.75% |
| Fifth Third Bank | D | 11,176 | 26.4% | 7.50% |
| 21st Mortgage | F | 7,424 | 53.4% | 11.04% |
| Citizens Bank | C | 6,592 | 29.0% | 7.65% |
| Triad Financial Services | D | 6,426 | 56.1% | 8.49% |
| Union Home Mortgage | B | 5,303 | 4.3% | 6.75% |
| PNC Bank | D | 5,161 | 26.3% | 7.36% |
Frequently asked questions
Michigan: 758 applications in 2025, of which 559 were originated and 20 denied.
2.6% of all applications, or 3.4% of the applications it actually decided on. The Michigan statewide average across all lenders was 18.5%.
The median rate on loans Gvc Mortgage originated in Michigan in 2025 was 6.63%, against a statewide median of 6.75%.
About this data. Figures are Gvc Mortgage's own HMDA filing for properties located in Michigan, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology