Largest lenders in Missaukee County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | The Huntington National Bank | D | 65 | 26 | 40.0% | 7.74% |
| 2 | Fifth Third Bank | D | 49 | 34 | 12.2% | 7.11% |
| 3 | Horizon Bank | A | 46 | 33 | 23.9% | 6.13% |
| 4 | Rocket Mortgage | C | 42 | 27 | 23.8% | 6.88% |
| 5 | United Shore Financial Services | B | 41 | 29 | 9.8% | 6.57% |
| 6 | Guild Mortgage | A | 18 | 13 | 0.0% | 6.88% |
| 7 | Independent Bank | C | 17 | 14 | 5.9% | 6.81% |
| 8 | Mortgage Research Center | C | 16 | 7 | 12.5% | 6.63% |
| 9 | 4Front Credit Union | B | 16 | 9 | 6.3% | 7.00% |
| 10 | Freedom Mortgage | B | 13 | 3 | 7.7% | 6.25% |
| 11 | Carrington Mortgage Services | D | 11 | 5 | 45.5% | 6.63% |
| 12 | Mercantile Bank | C | 10 | 6 | 10.0% | 7.19% |
| 13 | J. Virgil | B | 10 | 8 | 10.0% | 6.63% |
| 14 | Newrez | D | 10 | 6 | 10.0% | 6.75% |
| 15 | GreenStone Farm Credit Services, FLCA | A | 10 | 9 | 0.0% | 6.75% |
| 16 | Lake Michigan Credit Union | A | 9 | 8 | 0.0% | 6.62% |
| 17 | Loandepot.Com | D | 8 | 5 | 25.0% | 6.49% |
| 18 | Navy Federal Credit Union | D | 8 | 4 | 25.0% | 6.44% |
| 19 | New Day Financial | F | 7 | 2 | 0.0% | 6.49% |
| 20 | Mortgage 1 | A | 7 | 3 | 14.3% | 6.63% |
| 21 | Figure Lending | C | 7 | 3 | 42.9% | 8.20% |
| 22 | Broker Solutions | D | 6 | 1 | 16.7% | 6.88% |
| 23 | AmeriSave Mortgage | D | 5 | 2 | 60.0% | 6.56% |
| 24 | Union Home Mortgage | B | 5 | 3 | 0.0% | 6.63% |
Best approval odds in Missaukee County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | The Huntington National Bank | 53 | 49.1% |
What Missaukee County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Missaukee County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 435 | 256 | 23.7% | 7.00% | $125,000 |
| 2024 | 494 | 276 | 23.1% | 7.00% | $145,000 |
| 2025 | 572 | 336 | 18.7% | 6.75% | $150,000 |
Frequently asked questions
18.7% of applications in Missaukee County were denied in 2025, against 18.5% statewide in Michigan.
The Huntington National Bank, with 65 applications in 2025 and a denial rate of 40.0%.
The median mortgage application in Missaukee County in 2025 was for $150,000; the median property value on originated loans was $245,000.