GreenStone Farm Credit Services, FLCA in Michigan vs the state
1.2%Denial rate-17.36 pts vs state
1.3%Decision denial rate-21.33 pts vs state
84.4%Origination rate+24.48 pts vs state
6.75%Median rate0.00 pts vs state
0.40Rate spread (pts)0.00 pts vs state
$153kMedian applicant income
1,090Loans originated
15Denied
Trend in Michigan
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 917 | 732 | 3.3% | 7.20% | #75 |
| 2024 | 1,068 | 899 | 1.4% | 7.00% | #69 |
| 2025 | 1,292 | 1,090 | 1.2% | 6.75% | #61 |
What GreenStone Farm Credit Services, FLCA lends in Michigan
By loan purpose
By loan type
Why it denied Michigan applicants
Where in Michigan
Counties with the most GreenStone Farm Credit Services, FLCA applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Livingston County | 49 | 44 | 0 | 0.0% |
| Jackson County | 47 | 42 | 1 | 2.1% |
| Monroe County | 47 | 38 | 2 | 4.3% |
| Allegan County | 41 | 37 | 0 | 0.0% |
| Washtenaw County | 39 | 37 | 0 | 0.0% |
| Genesee County | 39 | 35 | 0 | 0.0% |
| Oakland County | 35 | 29 | 1 | 2.9% |
| Montcalm County | 33 | 28 | 0 | 0.0% |
| Clinton County | 33 | 29 | 0 | 0.0% |
| Kent County | 33 | 27 | 0 | 0.0% |
Other large lenders in Michigan
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 30,644 | 16.3% | 6.75% |
| United Shore Financial Services | B | 29,330 | 11.7% | 6.60% |
| The Huntington National Bank | D | 20,047 | 30.0% | 7.49% |
| Lake Michigan Credit Union | A | 16,662 | 5.6% | 6.75% |
| Fifth Third Bank | D | 11,176 | 26.4% | 7.50% |
| 21st Mortgage | F | 7,424 | 53.4% | 11.04% |
| Citizens Bank | C | 6,592 | 29.0% | 7.65% |
| Triad Financial Services | D | 6,426 | 56.1% | 8.49% |
| Union Home Mortgage | B | 5,303 | 4.3% | 6.75% |
| PNC Bank | D | 5,161 | 26.3% | 7.36% |
Frequently asked questions
Michigan: 1,292 applications in 2025, of which 1,090 were originated and 15 denied.
1.2% of all applications, or 1.3% of the applications it actually decided on. The Michigan statewide average across all lenders was 18.5%.
The median rate on loans GreenStone Farm Credit Services, FLCA originated in Michigan in 2025 was 6.75%, against a statewide median of 6.75%.
About this data. Figures are GreenStone Farm Credit Services, FLCA's own HMDA filing for properties located in Michigan, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology