Largest lenders in Inyo County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Kiavi Funding | D | 82 | 0 | 0.0% | — |
| 2 | United Shore Financial Services | B | 49 | 40 | 8.2% | 6.50% |
| 3 | 21st Mortgage | F | 33 | 6 | 18.2% | 10.89% |
| 4 | Rocket Mortgage | C | 26 | 19 | 23.1% | 6.88% |
| 5 | Crosscountry Mortgage | B | 19 | 10 | 0.0% | 6.85% |
| 6 | Vanderbilt Mortgage and Finance | F | 19 | 3 | 10.5% | 9.75% |
| 7 | Credit Human Federal Credit Union | D | 16 | 6 | 18.8% | 8.40% |
| 8 | First Colony Mortgage | A | 16 | 13 | 0.0% | 6.50% |
| 9 | Triad Financial Services | D | 12 | 4 | 8.3% | 8.41% |
| 10 | U.S. Bank | D | 11 | 8 | 27.3% | 8.43% |
| 11 | JPMorgan Chase Bank | B | 9 | 6 | 11.1% | 6.44% |
| 12 | El Dorado Savings Bank | D | 9 | 6 | 11.1% | — |
| 13 | Pennymac Loan Services | C | 8 | 6 | 0.0% | 6.38% |
| 14 | Bank of America | F | 8 | 2 | 0.0% | 5.87% |
| 15 | Loandepot.Com | D | 8 | 5 | 12.5% | 6.88% |
| 16 | Broker Solutions | D | 7 | 3 | 0.0% | 6.75% |
| 17 | Guild Mortgage | A | 7 | 3 | 14.3% | 7.38% |
| 18 | Figure Lending | C | 7 | 6 | 0.0% | 8.18% |
| 19 | AmeriSave Mortgage | D | 6 | 0 | 83.3% | — |
| 20 | Wells Fargo Bank | B | 5 | 1 | 60.0% | 5.88% |
| 21 | Michigan Mutual | C | 5 | 2 | 0.0% | 7.00% |
| 22 | Navy Federal Credit Union | D | 5 | 3 | 0.0% | 6.88% |
What Inyo County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Inyo County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 291 | 150 | 20.3% | 6.99% | $205,000 |
| 2024 | 344 | 180 | 17.7% | 6.99% | $255,000 |
| 2025 | 493 | 232 | 10.8% | 6.88% | $165,000 |
Frequently asked questions
10.8% of applications in Inyo County were denied in 2025, against 17.4% statewide in California.
Kiavi Funding, with 82 applications in 2025 and a denial rate of 0.0%.
The median mortgage application in Inyo County in 2025 was for $165,000; the median property value on originated loans was $535,000.