Largest lenders in Pike County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | 21st Mortgage | F | 119 | 32 | 55.5% | 9.36% |
| 2 | Assurance Financial Group | C | 85 | 76 | 0.0% | 6.25% |
| 3 | Troy Bank and Trust | B | 69 | 62 | 4.4% | 7.75% |
| 4 | Triad Financial Services | D | 65 | 7 | 69.2% | 11.77% |
| 5 | MAX Credit Union | C | 53 | 23 | 30.2% | 4.50% |
| 6 | Rocket Mortgage | C | 52 | 33 | 25.0% | 6.63% |
| 7 | All in Federal Credit Union | D | 41 | 21 | 31.7% | 7.75% |
| 8 | Guild Mortgage | A | 41 | 30 | 4.9% | 6.81% |
| 9 | Tammac Holdings | D | 35 | 1 | 88.6% | 11.05% |
| 10 | Mortgage Research Center | C | 31 | 18 | 9.7% | 6.25% |
| 11 | Vanderbilt Mortgage and Finance | F | 31 | 4 | 48.4% | 10.75% |
| 12 | Regions Bank | C | 26 | 12 | 46.2% | 7.31% |
| 13 | United Shore Financial Services | B | 25 | 14 | 32.0% | 6.13% |
| 14 | Dhi Mortgage Company | B | 25 | 9 | 36.0% | 4.75% |
| 15 | Renasant Bank | B | 20 | 18 | 10.0% | 6.69% |
| 16 | Crosscountry Mortgage | B | 19 | 12 | 0.0% | 6.58% |
| 17 | Guardian Credit Union | D | 17 | 4 | 64.7% | 6.88% |
| 18 | Pennymac Loan Services | C | 15 | 3 | 20.0% | 7.00% |
| 19 | FirstBank | C | 14 | 1 | 57.1% | 8.24% |
| 20 | Zippy Loans | D | 13 | 9 | 23.1% | 10.55% |
| 21 | Movement Mortgage | A | 13 | 12 | 0.0% | 6.59% |
| 22 | AmeriSave Mortgage | D | 12 | 4 | 58.3% | 8.13% |
| 23 | New Day Financial | F | 12 | 2 | 33.3% | 6.49% |
| 24 | Freedom Mortgage | B | 12 | 3 | 8.3% | 6.75% |
| 25 | Trustmark National Bank | C | 12 | 10 | 0.0% | 6.00% |
Best approval odds in Pike County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | Assurance Financial Group | 76 | 0.0% |
| 2 | Troy Bank and Trust | 65 | 4.6% |
| 3 | 21st Mortgage | 98 | 67.4% |
| 4 | Triad Financial Services | 65 | 69.2% |
What Pike County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Pike County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 862 | 415 | 28.9% | 7.13% | $135,000 |
| 2024 | 962 | 512 | 26.7% | 6.88% | $125,000 |
| 2025 | 1,116 | 559 | 28.1% | 6.75% | $135,000 |
Frequently asked questions
28.1% of applications in Pike County were denied in 2025, against 19.9% statewide in Alabama.
21st Mortgage, with 119 applications in 2025 and a denial rate of 55.5%.
The median mortgage application in Pike County in 2025 was for $135,000; the median property value on originated loans was $235,000.