Tammac Holdings in Alabama vs the state
78.5%Denial rate+58.66 pts vs state
78.5%Decision denial rate+53.51 pts vs state
3.6%Origination rate-51.81 pts vs state
10.35%Median rate+3.85 pts vs state
4.67Rate spread (pts)+4.38 pts vs state
$54kMedian applicant income
13Loans originated
285Denied
Trend in Alabama
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 98 | 7 | 80.6% | 10.08% | #219 |
| 2025 | 363 | 13 | 78.5% | 10.35% | #104 |
What Tammac Holdings lends in Alabama
By loan purpose
By loan type
Why it denied Alabama applicants
Where in Alabama
Counties with the most Tammac Holdings applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Pike County | 35 | 1 | 31 | 88.6% |
| Madison County | 28 | 3 | 22 | 78.6% |
| Mobile County | 28 | 0 | 19 | 67.9% |
| Jefferson County | 27 | 1 | 25 | 92.6% |
| Tuscaloosa County | 24 | 0 | 21 | 87.5% |
| Baldwin County | 24 | 1 | 16 | 66.7% |
| Houston County | 15 | 0 | 10 | 66.7% |
| Talladega County | 11 | 0 | 9 | 81.8% |
| Walker County | 11 | 0 | 9 | 81.8% |
| St. Clair County | 10 | 1 | 8 | 80.0% |
Other large lenders in Alabama
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Regions Bank | C | 11,871 | 37.2% | 4.99% |
| Rocket Mortgage | C | 9,941 | 20.5% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 8,461 | 41.4% | 9.50% |
| United Shore Financial Services | B | 7,689 | 12.0% | 6.13% |
| 21st Mortgage | F | 6,507 | 46.0% | 9.98% |
| Mortgage Research Center | C | 5,107 | 18.4% | 6.25% |
| REDSTONE Federal Credit Union | C | 4,548 | 18.9% | 8.13% |
| Dhi Mortgage Company | B | 3,909 | 17.5% | 4.99% |
| Freedom Mortgage | B | 3,725 | 8.7% | 6.25% |
| Pennymac Loan Services | C | 3,611 | 11.6% | 6.25% |
Frequently asked questions
Alabama: 363 applications in 2025, of which 13 were originated and 285 denied.
78.5% of all applications, or 78.5% of the applications it actually decided on. The Alabama statewide average across all lenders was 19.9%.
The median rate on loans Tammac Holdings originated in Alabama in 2025 was 10.35%, against a statewide median of 6.50%.
About this data. Figures are Tammac Holdings's own HMDA filing for properties located in Alabama, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology