Wyoming Bank & Trust in Wyoming vs the state
9.7%Denial rate-5.84 pts vs state
10.8%Decision denial rate-8.82 pts vs state
79.2%Origination rate+18.16 pts vs state
—Median rate
—Rate spread (pts)
$97kMedian applicant income
57Loans originated
7Denied
Trend in Wyoming
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 156 | 116 | 9.0% | — | #31 |
| 2024 | 145 | 117 | 7.6% | — | #39 |
| 2025 | 72 | 57 | 9.7% | — | #66 |
What Wyoming Bank & Trust lends in Wyoming
By loan purpose
By loan type
Why it denied Wyoming applicants
Where in Wyoming
Counties with the most Wyoming Bank & Trust applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Laramie County | 66 | 55 | 4 | 6.1% |
| Platte County | 3 | 1 | 2 | 66.7% |
| Carbon County | 1 | 0 | 1 | 100.0% |
| Albany County | 1 | 0 | 0 | 0.0% |
| Natrona County | 1 | 1 | 0 | 0.0% |
Other large lenders in Wyoming
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 1,567 | 17.1% | 6.50% |
| United Shore Financial Services | B | 1,281 | 8.7% | 6.12% |
| Fairway Independent Mortgage | B | 1,106 | 4.2% | 6.49% |
| Guild Mortgage | A | 961 | 4.5% | 6.38% |
| Glacier Bank | D | 856 | 15.9% | 6.95% |
| Mortgage Research Center | C | 599 | 16.9% | 6.25% |
| Uniwyo Federal Credit Union | C | 541 | 15.2% | 7.50% |
| Meridian Trust Federal Credit Union | B | 525 | 18.3% | 6.50% |
| Freedom Mortgage | B | 512 | 11.1% | 6.19% |
| First Interstate Bank | D | 510 | 23.5% | 8.13% |
Frequently asked questions
Wyoming: 72 applications in 2025, of which 57 were originated and 7 denied.
9.7% of all applications, or 10.8% of the applications it actually decided on. The Wyoming statewide average across all lenders was 15.6%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Wyoming Bank & Trust's own HMDA filing for properties located in Wyoming, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology