Wolfe Financial in Tennessee vs the state
6.3%Denial rate-10.86 pts vs state
10.9%Decision denial rate-10.77 pts vs state
51.3%Origination rate-6.77 pts vs state
6.88%Median rate+0.25 pts vs state
0.65Rate spread (pts)+0.42 pts vs state
$102kMedian applicant income
98Loans originated
12Denied
Trend in Tennessee
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 196 | 125 | 6.1% | 6.88% | #197 |
| 2024 | 248 | 147 | 7.7% | 6.75% | #172 |
| 2025 | 191 | 98 | 6.3% | 6.88% | #224 |
What Wolfe Financial lends in Tennessee
By loan purpose
By loan type
Why it denied Tennessee applicants
Where in Tennessee
Counties with the most Wolfe Financial applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Shelby County | 84 | 40 | 5 | 6.0% |
| Knox County | 21 | 13 | 1 | 4.8% |
| Sevier County | 14 | 7 | 0 | 0.0% |
| Fayette County | 11 | 5 | 0 | 0.0% |
| Roane County | 8 | 1 | 1 | 12.5% |
| Tipton County | 8 | 5 | 0 | 0.0% |
| Hardin County | 3 | 1 | 0 | 0.0% |
| Campbell County | 3 | 2 | 1 | 33.3% |
| Blount County | 3 | 1 | 0 | 0.0% |
| Bedford County | 3 | 1 | 1 | 33.3% |
Other large lenders in Tennessee
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,503 | 17.3% | 6.50% |
| United Shore Financial Services | B | 12,458 | 10.9% | 6.12% |
| Regions Bank | C | 11,247 | 36.5% | 4.99% |
| Vanderbilt Mortgage and Finance | F | 9,649 | 35.8% | 8.75% |
| Mortgage Research Center | C | 6,568 | 17.3% | 6.25% |
| FirstBank | C | 5,677 | 14.5% | 6.88% |
| CMG Mortgage | A | 5,643 | 2.9% | 6.50% |
| Freedom Mortgage | B | 5,493 | 8.0% | 6.25% |
| Pennymac Loan Services | C | 5,331 | 11.2% | 6.00% |
| Mortgage Investors Group | B | 4,454 | 3.5% | 6.50% |
Frequently asked questions
Tennessee: 191 applications in 2025, of which 98 were originated and 12 denied.
6.3% of all applications, or 10.9% of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.
The median rate on loans Wolfe Financial originated in Tennessee in 2025 was 6.88%, against a statewide median of 6.62%.
About this data. Figures are Wolfe Financial's own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology