Wings Financial Credit Union in Ohio vs the state
41.7%Denial rate+23.98 pts vs state
41.7%Decision denial rate+19.78 pts vs state
58.3%Origination rate-1.57 pts vs state
6.63%Median rate-0.25 pts vs state
0.05Rate spread (pts)-0.34 pts vs state
$128kMedian applicant income
7Loans originated
5Denied
Trend in Ohio
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 15 | 8 | 40.0% | 7.19% | #560 |
| 2024 | 20 | 13 | 15.0% | 8.25% | #516 |
| 2025 | 12 | 7 | 41.7% | 6.63% | #588 |
What Wings Financial Credit Union lends in Ohio
By loan purpose
By loan type
Why it denied Ohio applicants
Where in Ohio
Counties with the most Wings Financial Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Lucas County | 3 | 2 | 1 | 33.3% |
| Holmes County | 2 | 2 | 0 | 0.0% |
| Cuyahoga County | 1 | 1 | 0 | 0.0% |
| Montgomery County | 1 | 0 | 1 | 100.0% |
| Hamilton County | 1 | 1 | 0 | 0.0% |
| Franklin County | 1 | 1 | 0 | 0.0% |
| Wayne County | 1 | 0 | 1 | 100.0% |
| Licking County | 1 | 0 | 1 | 100.0% |
| Wood County | 1 | 0 | 1 | 100.0% |
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | D | 42,683 | 25.8% | 7.59% |
| Rocket Mortgage | C | 23,165 | 18.5% | 6.63% |
| Fifth Third Bank | D | 21,939 | 25.6% | 7.50% |
| Crosscountry Mortgage | B | 16,066 | 3.1% | 6.75% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
Frequently asked questions
Ohio: 12 applications in 2025, of which 7 were originated and 5 denied.
41.7% of all applications, or 41.7% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
The median rate on loans Wings Financial Credit Union originated in Ohio in 2025 was 6.63%, against a statewide median of 6.88%.
About this data. Figures are Wings Financial Credit Union's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology