Wings Financial Credit Union in Mississippi vs the state
14.3%Denial rate-8.63 pts vs state
14.3%Decision denial rate-14.16 pts vs state
42.9%Origination rate-10.01 pts vs state
7.25%Median rate+0.50 pts vs state
0.10Rate spread (pts)-0.24 pts vs state
$101kMedian applicant income
3Loans originated
1Denied
Trend in Mississippi
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 10 | 8 | 0.0% | 7.81% | #281 |
| 2025 | 7 | 3 | 14.3% | 7.25% | #302 |
What Wings Financial Credit Union lends in Mississippi
By loan purpose
By loan type
Why it denied Mississippi applicants
Where in Mississippi
Counties with the most Wings Financial Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| DeSoto County | 4 | 2 | 1 | 25.0% |
| Tate County | 1 | 0 | 0 | 0.0% |
| Marshall County | 1 | 1 | 0 | 0.0% |
| Benton County | 1 | 0 | 0 | 0.0% |
Other large lenders in Mississippi
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 6,764 | 48.5% | 10.56% |
| Trustmark National Bank | C | 5,531 | 12.5% | 6.75% |
| Cadence Bank | B | 5,301 | 19.2% | 7.25% |
| Regions Bank | C | 4,916 | 44.7% | 5.75% |
| Rocket Mortgage | C | 4,636 | 24.8% | 6.63% |
| Community Bank of Mississippi | C | 3,856 | 9.0% | 7.65% |
| Renasant Bank | B | 3,188 | 14.3% | 6.99% |
| Triad Financial Services | D | 3,140 | 34.4% | 8.76% |
| Vanderbilt Mortgage and Finance | F | 2,840 | 44.3% | 10.25% |
| BankPlus | B | 2,638 | 10.7% | 6.50% |
Frequently asked questions
Mississippi: 7 applications in 2025, of which 3 were originated and 1 denied.
14.3% of all applications, or 14.3% of the applications it actually decided on. The Mississippi statewide average across all lenders was 22.9%.
The median rate on loans Wings Financial Credit Union originated in Mississippi in 2025 was 7.25%, against a statewide median of 6.75%.
About this data. Figures are Wings Financial Credit Union's own HMDA filing for properties located in Mississippi, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology