Wilmington Savings Fund Society in West Virginia vs the state
20.0%Denial rate-1.19 pts vs state
33.3%Decision denial rate+6.67 pts vs state
40.0%Origination rate-14.79 pts vs state
6.12%Median rate-0.50 pts vs state
-0.05Rate spread (pts)-0.45 pts vs state
$130kMedian applicant income
2Loans originated
1Denied
What Wilmington Savings Fund Society lends in West Virginia
By loan purpose
By loan type
Why it denied West Virginia applicants
Where in West Virginia
Counties with the most Wilmington Savings Fund Society applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Hardy County | 2 | 2 | 0 | 0.0% |
| Morgan County | 2 | 0 | 1 | 50.0% |
| Mercer County | 1 | 0 | 0 | 0.0% |
Other large lenders in West Virginia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 3,615 | 23.0% | 6.88% |
| Vanderbilt Mortgage and Finance | F | 3,214 | 38.5% | 9.99% |
| City National Bank of West Virginia | C | 2,870 | 25.0% | 6.29% |
| The Huntington National Bank | D | 2,194 | 28.1% | 7.00% |
| Truist Bank | C | 1,776 | 31.1% | 6.63% |
| Loandepot.Com | D | 1,624 | 18.7% | 6.58% |
| Mortgage Research Center | C | 1,592 | 17.4% | 6.25% |
| WesBanco Bank | B | 1,475 | 16.7% | 6.01% |
| Movement Mortgage | A | 1,167 | 5.4% | 6.63% |
| Crosscountry Mortgage | B | 1,140 | 4.0% | 6.58% |
Frequently asked questions
West Virginia: 5 applications in 2025, of which 2 were originated and 1 denied.
20.0% of all applications, or 33.3% of the applications it actually decided on. The West Virginia statewide average across all lenders was 21.2%.
The median rate on loans Wilmington Savings Fund Society originated in West Virginia in 2025 was 6.12%, against a statewide median of 6.62%.
About this data. Figures are Wilmington Savings Fund Society's own HMDA filing for properties located in West Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology