Wilmington Savings Fund Society in Ohio vs the state
11.1%Denial rate-6.58 pts vs state
13.3%Decision denial rate-8.56 pts vs state
72.2%Origination rate+12.32 pts vs state
8.09%Median rate+1.21 pts vs state
1.02Rate spread (pts)+0.63 pts vs state
$84kMedian applicant income
13Loans originated
2Denied
What Wilmington Savings Fund Society lends in Ohio
By loan purpose
By loan type
Why it denied Ohio applicants
Where in Ohio
Counties with the most Wilmington Savings Fund Society applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Franklin County | 4 | 3 | 0 | 0.0% |
| Stark County | 2 | 2 | 0 | 0.0% |
| Lorain County | 1 | 1 | 0 | 0.0% |
| Fayette County | 1 | 1 | 0 | 0.0% |
| Cuyahoga County | 1 | 0 | 1 | 100.0% |
| Trumbull County | 1 | 1 | 0 | 0.0% |
| Richland County | 1 | 0 | 0 | 0.0% |
| Hamilton County | 1 | 1 | 0 | 0.0% |
| Warren County | 1 | 1 | 0 | 0.0% |
| Madison County | 1 | 1 | 0 | 0.0% |
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | D | 42,683 | 25.8% | 7.59% |
| Rocket Mortgage | C | 23,165 | 18.5% | 6.63% |
| Fifth Third Bank | D | 21,939 | 25.6% | 7.50% |
| Crosscountry Mortgage | B | 16,066 | 3.1% | 6.75% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
Frequently asked questions
Ohio: 18 applications in 2025, of which 13 were originated and 2 denied.
11.1% of all applications, or 13.3% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
The median rate on loans Wilmington Savings Fund Society originated in Ohio in 2025 was 8.09%, against a statewide median of 6.88%.
About this data. Figures are Wilmington Savings Fund Society's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology