Williamstown Bank in West Virginia vs the state
13.3%Denial rate-7.86 pts vs state
14.7%Decision denial rate-11.95 pts vs state
77.3%Origination rate+22.54 pts vs state
—Median rate
—Rate spread (pts)
$109kMedian applicant income
58Loans originated
10Denied
Trend in West Virginia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 75 | 59 | 1.3% | — | #100 |
| 2024 | 74 | 53 | 9.5% | — | #103 |
| 2025 | 75 | 58 | 13.3% | — | #107 |
What Williamstown Bank lends in West Virginia
By loan purpose
By loan type
Where in West Virginia
Counties with the most Williamstown Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Wood County | 61 | 46 | 8 | 13.1% |
| Kanawha County | 5 | 5 | 0 | 0.0% |
| Ritchie County | 3 | 3 | 0 | 0.0% |
| Wirt County | 2 | 1 | 1 | 50.0% |
| Pleasants County | 2 | 1 | 1 | 50.0% |
| Jackson County | 1 | 1 | 0 | 0.0% |
| Tucker County | 1 | 1 | 0 | 0.0% |
Other large lenders in West Virginia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 3,615 | 23.0% | 6.88% |
| Vanderbilt Mortgage and Finance | F | 3,214 | 38.5% | 9.99% |
| City National Bank of West Virginia | C | 2,870 | 25.0% | 6.29% |
| The Huntington National Bank | D | 2,194 | 28.1% | 7.00% |
| Truist Bank | C | 1,776 | 31.1% | 6.63% |
| Loandepot.Com | D | 1,624 | 18.7% | 6.58% |
| Mortgage Research Center | C | 1,592 | 17.4% | 6.25% |
| WesBanco Bank | B | 1,475 | 16.7% | 6.01% |
| Movement Mortgage | A | 1,167 | 5.4% | 6.63% |
| Crosscountry Mortgage | B | 1,140 | 4.0% | 6.58% |
Frequently asked questions
West Virginia: 75 applications in 2025, of which 58 were originated and 10 denied.
13.3% of all applications, or 14.7% of the applications it actually decided on. The West Virginia statewide average across all lenders was 21.2%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Williamstown Bank's own HMDA filing for properties located in West Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology