Wells Fargo Bank in Oklahoma vs the state
22.8%Denial rate+4.92 pts vs state
31.8%Decision denial rate+8.91 pts vs state
49.0%Origination rate-7.07 pts vs state
6.44%Median rate-0.19 pts vs state
0.20Rate spread (pts)-0.15 pts vs state
$92kMedian applicant income
176Loans originated
82Denied
Trend in Oklahoma
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 587 | 270 | 27.3% | 6.25% | #48 |
| 2024 | 366 | 149 | 23.8% | 6.50% | #74 |
| 2025 | 359 | 176 | 22.8% | 6.44% | #81 |
What Wells Fargo Bank lends in Oklahoma
By loan purpose
By loan type
Why it denied Oklahoma applicants
Where in Oklahoma
Counties with the most Wells Fargo Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Oklahoma County | 77 | 41 | 15 | 19.5% |
| Tulsa County | 48 | 23 | 10 | 20.8% |
| Canadian County | 30 | 11 | 6 | 20.0% |
| Cleveland County | 23 | 15 | 3 | 13.0% |
| Wagoner County | 16 | 7 | 3 | 18.8% |
| Rogers County | 13 | 9 | 1 | 7.7% |
| Payne County | 10 | 6 | 1 | 10.0% |
| Carter County | 10 | 4 | 3 | 30.0% |
| Delaware County | 8 | 4 | 2 | 25.0% |
| Comanche County | 8 | 5 | 0 | 0.0% |
Other large lenders in Oklahoma
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 6,990 | 24.0% | 6.75% |
| First United Bank and Trust | C | 5,630 | 5.9% | 6.88% |
| Arvest Bank | C | 5,387 | 17.6% | 7.00% |
| 21st Mortgage | F | 5,217 | 46.8% | 9.83% |
| BancFirst | C | 4,799 | 10.0% | 7.38% |
| BOKF | D | 4,227 | 20.2% | 6.63% |
| Mortgage Research Center | C | 4,012 | 18.8% | 6.25% |
| United Shore Financial Services | B | 3,735 | 13.8% | 6.13% |
| Associated Mortgage | A | 3,213 | 0.7% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 2,610 | 38.3% | 9.75% |
Frequently asked questions
Oklahoma: 359 applications in 2025, of which 176 were originated and 82 denied.
22.8% of all applications, or 31.8% of the applications it actually decided on. The Oklahoma statewide average across all lenders was 17.9%.
The median rate on loans Wells Fargo Bank originated in Oklahoma in 2025 was 6.44%, against a statewide median of 6.63%.
About this data. Figures are Wells Fargo Bank's own HMDA filing for properties located in Oklahoma, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology