Wells Fargo Bank in Arkansas vs the state
17.3%Denial rate-0.88 pts vs state
24.6%Decision denial rate+1.49 pts vs state
52.7%Origination rate-4.18 pts vs state
6.38%Median rate-0.25 pts vs state
0.24Rate spread (pts)-0.10 pts vs state
$93kMedian applicant income
149Loans originated
49Denied
Trend in Arkansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 538 | 259 | 27.3% | 6.38% | #43 |
| 2024 | 373 | 181 | 23.1% | 6.38% | #65 |
| 2025 | 283 | 149 | 17.3% | 6.38% | #87 |
What Wells Fargo Bank lends in Arkansas
By loan purpose
By loan type
Why it denied Arkansas applicants
Where in Arkansas
Counties with the most Wells Fargo Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Benton County | 35 | 19 | 4 | 11.4% |
| Pulaski County | 31 | 15 | 3 | 9.7% |
| Washington County | 22 | 13 | 5 | 22.7% |
| Saline County | 18 | 13 | 0 | 0.0% |
| Sebastian County | 13 | 5 | 4 | 30.8% |
| Garland County | 12 | 6 | 2 | 16.7% |
| Lonoke County | 11 | 9 | 0 | 0.0% |
| Faulkner County | 10 | 4 | 2 | 20.0% |
| Craighead County | 10 | 6 | 3 | 30.0% |
| Crittenden County | 7 | 5 | 2 | 28.6% |
Other large lenders in Arkansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Arvest Bank | C | 9,748 | 14.4% | 7.00% |
| Rocket Mortgage | C | 5,854 | 20.1% | 6.63% |
| ARKANSAS Federal Credit Union | F | 4,439 | 23.6% | 7.50% |
| Vanderbilt Mortgage and Finance | F | 3,491 | 38.4% | 10.25% |
| 21st Mortgage | F | 3,250 | 46.6% | 9.69% |
| Mortgage Research Center | C | 2,767 | 18.3% | 6.25% |
| Regions Bank | C | 2,646 | 40.0% | 6.13% |
| Firsttrust Home Loans | B | 2,590 | 0.5% | 6.49% |
| United Shore Financial Services | B | 2,456 | 13.3% | 6.12% |
| Triad Financial Services | D | 2,133 | 54.2% | 8.68% |
Frequently asked questions
Arkansas: 283 applications in 2025, of which 149 were originated and 49 denied.
17.3% of all applications, or 24.6% of the applications it actually decided on. The Arkansas statewide average across all lenders was 18.2%.
The median rate on loans Wells Fargo Bank originated in Arkansas in 2025 was 6.38%, against a statewide median of 6.63%.
About this data. Figures are Wells Fargo Bank's own HMDA filing for properties located in Arkansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology