Vista Point Mortgage in Missouri vs the state
31.3%Denial rate+16.18 pts vs state
31.3%Decision denial rate+12.55 pts vs state
56.3%Origination rate-6.41 pts vs state
7.25%Median rate+0.63 pts vs state
—Rate spread (pts)
—Median applicant income
9Loans originated
5Denied
What Vista Point Mortgage lends in Missouri
By loan purpose
By loan type
Why it denied Missouri applicants
Where in Missouri
Counties with the most Vista Point Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| St. Louis County | 4 | 3 | 1 | 25.0% |
| St. Charles County | 4 | 3 | 0 | 0.0% |
| Jackson County | 2 | 1 | 0 | 0.0% |
| Stone County | 2 | 0 | 2 | 100.0% |
| Jefferson County | 1 | 1 | 0 | 0.0% |
| Clay County | 1 | 1 | 0 | 0.0% |
| St. Louis city | 1 | 0 | 1 | 100.0% |
| Platte County | 1 | 0 | 1 | 100.0% |
Other large lenders in Missouri
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 10,460 | 18.4% | 6.63% |
| Flat Branch Mortgage | A | 8,999 | 0.9% | 6.63% |
| Guild Mortgage | A | 7,388 | 2.5% | 6.63% |
| U.S. Bank | D | 7,190 | 32.8% | 7.63% |
| The Central Trust Bank | C | 7,022 | 9.7% | 6.63% |
| United Shore Financial Services | B | 6,710 | 8.0% | 6.55% |
| Communityamerica Credit Union | B | 5,843 | 16.8% | 6.49% |
| Mortgage Research Center | C | 5,734 | 15.6% | 6.25% |
| Broker Solutions | D | 5,007 | 7.8% | 6.88% |
| Commerce Bank | D | 4,905 | 27.2% | 6.72% |
Frequently asked questions
Missouri: 16 applications in 2025, of which 9 were originated and 5 denied.
31.3% of all applications, or 31.3% of the applications it actually decided on. The Missouri statewide average across all lenders was 15.1%.
The median rate on loans Vista Point Mortgage originated in Missouri in 2025 was 7.25%, against a statewide median of 6.63%.
About this data. Figures are Vista Point Mortgage's own HMDA filing for properties located in Missouri, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology