Valon Mortgage in Montana vs the state
41.2%Denial rate+26.36 pts vs state
46.7%Decision denial rate+27.97 pts vs state
47.1%Origination rate-14.92 pts vs state
4.69%Median rate-1.94 pts vs state
-1.52Rate spread (pts)-1.76 pts vs state
$82kMedian applicant income
8Loans originated
7Denied
What Valon Mortgage lends in Montana
By loan purpose
By loan type
Why it denied Montana applicants
Where in Montana
Counties with the most Valon Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Gallatin County | 3 | 1 | 1 | 33.3% |
| Flathead County | 3 | 1 | 2 | 66.7% |
| Missoula County | 2 | 2 | 0 | 0.0% |
| Yellowstone County | 2 | 1 | 1 | 50.0% |
| Cascade County | 2 | 1 | 0 | 0.0% |
| Lake County | 2 | 0 | 2 | 100.0% |
| Fergus County | 1 | 1 | 0 | 0.0% |
| Dawson County | 1 | 0 | 1 | 100.0% |
| Lewis and Clark County | 1 | 1 | 0 | 0.0% |
Other large lenders in Montana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Glacier Bank | D | 3,018 | 16.2% | 7.25% |
| Stockman Bank of Montana | B | 2,911 | 6.3% | 6.88% |
| Rocket Mortgage | C | 1,999 | 17.5% | 6.75% |
| United Shore Financial Services | B | 1,857 | 9.2% | 6.25% |
| Opportunity Bank of Montana | B | 1,608 | 9.8% | 6.88% |
| Evergreen Moneysource Mortgage | B | 1,158 | 1.1% | 6.25% |
| U.S. Bank | D | 1,024 | 27.1% | 7.13% |
| First Interstate Bank | D | 987 | 22.9% | 8.25% |
| Mortgage Research Center | C | 940 | 16.7% | 6.13% |
| Crosscountry Mortgage | B | 920 | 5.1% | 6.63% |
Frequently asked questions
Montana: 17 applications in 2025, of which 8 were originated and 7 denied.
41.2% of all applications, or 46.7% of the applications it actually decided on. The Montana statewide average across all lenders was 14.8%.
The median rate on loans Valon Mortgage originated in Montana in 2025 was 4.69%, against a statewide median of 6.63%.
About this data. Figures are Valon Mortgage's own HMDA filing for properties located in Montana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology