University Bank in Missouri vs the state
9.1%Denial rate-5.98 pts vs state
10.0%Decision denial rate-8.70 pts vs state
81.8%Origination rate+19.16 pts vs state
6.63%Median rate0.00 pts vs state
0.07Rate spread (pts)-0.28 pts vs state
$132kMedian applicant income
9Loans originated
1Denied
What University Bank lends in Missouri
By loan purpose
By loan type
Where in Missouri
Counties with the most University Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| St. Louis County | 3 | 3 | 0 | 0.0% |
| Jefferson County | 2 | 1 | 0 | 0.0% |
| Jackson County | 1 | 1 | 0 | 0.0% |
| Benton County | 1 | 1 | 0 | 0.0% |
| Jasper County | 1 | 0 | 1 | 100.0% |
| Camden County | 1 | 1 | 0 | 0.0% |
| Warren County | 1 | 1 | 0 | 0.0% |
| Boone County | 1 | 1 | 0 | 0.0% |
Other large lenders in Missouri
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 10,460 | 18.4% | 6.63% |
| Flat Branch Mortgage | A | 8,999 | 0.9% | 6.63% |
| Guild Mortgage | A | 7,388 | 2.5% | 6.63% |
| U.S. Bank | D | 7,190 | 32.8% | 7.63% |
| The Central Trust Bank | C | 7,022 | 9.7% | 6.63% |
| United Shore Financial Services | B | 6,710 | 8.0% | 6.55% |
| Communityamerica Credit Union | B | 5,843 | 16.8% | 6.49% |
| Mortgage Research Center | C | 5,734 | 15.6% | 6.25% |
| Broker Solutions | D | 5,007 | 7.8% | 6.88% |
| Commerce Bank | D | 4,905 | 27.2% | 6.72% |
Frequently asked questions
Missouri: 11 applications in 2025, of which 9 were originated and 1 denied.
9.1% of all applications, or 10.0% of the applications it actually decided on. The Missouri statewide average across all lenders was 15.1%.
The median rate on loans University Bank originated in Missouri in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are University Bank's own HMDA filing for properties located in Missouri, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology