United Trust Bank in Washington vs the state
10.0%Denial rate-5.65 pts vs state
10.0%Decision denial rate-9.54 pts vs state
90.0%Origination rate+28.94 pts vs state
6.50%Median rate-0.13 pts vs state
0.33Rate spread (pts)+0.14 pts vs state
$82kMedian applicant income
9Loans originated
1Denied
What United Trust Bank lends in Washington
By loan purpose
By loan type
Why it denied Washington applicants
Where in Washington
Counties with the most United Trust Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Pierce County | 4 | 4 | 0 | 0.0% |
| Spokane County | 2 | 2 | 0 | 0.0% |
| Benton County | 1 | 1 | 0 | 0.0% |
| Clark County | 1 | 0 | 1 | 100.0% |
| Cowlitz County | 1 | 1 | 0 | 0.0% |
| Yakima County | 1 | 1 | 0 | 0.0% |
Other large lenders in Washington
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Boeing Employees Credit Union | B | 21,599 | 23.8% | 6.13% |
| Rocket Mortgage | C | 14,301 | 15.9% | 6.63% |
| United Shore Financial Services | B | 13,770 | 10.0% | 6.13% |
| Guild Mortgage | A | 8,056 | 3.4% | 6.63% |
| CMG Mortgage | A | 7,817 | 3.1% | 6.63% |
| Movement Mortgage | A | 7,472 | 3.6% | 6.63% |
| Bank of America | F | 6,986 | 27.0% | 5.99% |
| Crosscountry Mortgage | B | 6,903 | 3.1% | 6.63% |
| U.S. Bank | D | 6,568 | 27.6% | 6.63% |
| Newrez | D | 5,849 | 12.9% | 6.63% |
Frequently asked questions
Washington: 10 applications in 2025, of which 9 were originated and 1 denied.
10.0% of all applications, or 10.0% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.
The median rate on loans United Trust Bank originated in Washington in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are United Trust Bank's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology